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BANK PROFILE · Switzerland

CIM Banque

CIM Banque SA

CIM Banque is a Geneva-headquartered Swiss private and corporate bank founded in 1990. It combines multi-currency accounts and international payments with self-directed trading, investment recommendations, discretionary mandates, Lombard lending and trade finance. Separate public tariffs cover private accounts, company accounts and international trade services.

Jurisdiction
Switzerland
Regulator
FINMA
Founded
1990
Headquarters
Geneva

01 · AT A GLANCE

Swiss private and corporate bank for international banking and investments

  • Separate public fee schedules for private accounts, company accounts and trade services
  • Self-directed online trading from 10,000 EUR, USD or CHF
  • Customisable discretionary mandates from CHF 100,000 or equivalent
  • Swiss deposit protection up to CHF 100,000 per client and institution
Minimum deposit

From CHF 100,000The lowest documented entry amount among the bank's account and mandate products: Customisable asset management mandate. Other products may require more.

Client segments

Private banking, Corporate

Service languages

German, English, French, Italian

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Banking package

Private CIM Multicurrency Account

One private account with 25 supported currencies, international payments, E-Banking and access to online trading. The bank does not publish the 25 exact currency codes, so none are inferred for this product.

Segment
Private banking
Banking package

Corporate CIM Multicurrency Account

Corporate account with 25 supported currencies, worldwide SWIFT transfers, E-Banking and treasury access to deposits. The exact 25 currency codes are not published and are not inferred.

Segment
Corporate
Fixed deposit

Saving deposit

Deposit placed with CIM Banque for a term of up to one year, starting at EUR 50,000 or USD 50,000.

Entry from
USD 50,000
Segment
Private banking
Currencies
EUR · USD
Fixed deposit

Fiduciary deposit

Deposit placed by CIM Banque in its own name with a third-party bank, starting at EUR 250,000 or USD 250,000.

Entry from
USD 250,000
Segment
Private banking
Currencies
EUR · USD
Execution only

CIM Order online trading

Self-directed trading through E-Banking in funds, bonds, ETFs and shares, with a published initial deposit of 10,000 EUR, USD or CHF.

Entry from
CHF 10,000
Segment
Private banking
Currencies
CHF · EUR · USD
Advisory mandate

Investment recommendations

Recommendations for individual investment products supplied at the client's specific request; the client retains the investment decision.

Segment
Private banking
Discretionary mandate

Customisable asset management mandate

Customisable bond, equity or balanced mandate available in CHF, EUR, GBP and USD from CHF 100,000 or equivalent.

Entry from
CHF 100,000
Segment
Private banking
Currencies
CHF · EUR · GBP · USD
Custody account

Securities and precious-metals custody

Custody for securities and precious metals. The public tariff distinguishes managed and standard clients but does not enumerate custody currencies.

Segment
Private banking
Lombard loan

Lombard credit

Renewable credit for up to one year secured by a liquid, diversified portfolio. CHF, EUR, USD, GBP and CNH are individually named; the bank also offers other major currencies.

Segment
Private banking
Currencies
CHF · CNH · EUR · GBP · USD
Payment card

Credit and prepaid cards

UnionPay, Visa and Mastercard credit and prepaid cards. Across the published range, cards are available in CHF, EUR and USD; availability varies by card.

Segment
Private banking
Currencies
CHF · EUR · USD
Other

International trade services

Documentary credits and collections, standby letters of credit and bank guarantees for corporate international trade.

Segment
Corporate

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Private CIM Multicurrency Account openingAccount maintenance
  • CHF 90
AlwaysFees for Private Accounts
Private CIM Multicurrency Account maintenanceAccount maintenance
  • CHF 90 per quarter
AlwaysFees for Private Accounts
Corporate CIM Multicurrency Account openingAccount maintenance
  • CHF 500
AlwaysFees for Corporate Banking Accounts
Corporate CIM Multicurrency Account maintenanceAccount maintenance
  • CHF 120 per quarter
AlwaysFees for Corporate Banking Accounts
Corporate-account administrative costs for commercial activityAccount maintenance
  • CHF 750 per year
AlwaysFees for Corporate Banking Accounts
Share commission — standardTrading commission
  • 0.5%, min. CHF 25 per transaction
AlwaysFees for Private Accounts
Share commission — CIM Orders and managed clientsTrading commission
  • 0.3%, min. CHF 25 per transaction
AlwaysFees for Private Accounts
Investment-fund commission — CIM Orders and managed clientsTrading commission
  • 0.3%, min. CHF 25 per transaction
AlwaysFees for Private Accounts
Futures commission per contractTrading commission
  • CHF 30 per item
AlwaysFees for Private Accounts
Standard-options commission per contractTrading commission
  • CHF 10 per item
AlwaysFees for Private Accounts
Foreign-exchange fee — published maximumForeign exchange
  • 1.15% per transaction
The volume-based published range is 0.25% to 1.15%. In deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%.Fees for Private Accounts
CIM Mandate management fee — published maximumPortfolio management
  • 0.08% per quarter
Cautious is 0.05% per quarter; Standard and Dynamic are 0.08% per quarter.Fees for Private Accounts
Every Client is Unique Mandate management fee — published maximumPortfolio management
  • 0.2% per quarter
Bonds are 0.08%, Mixed 0.15% and Shares 0.20% per quarter.Fees for Private Accounts
Fiduciary deposit annual feeOther
  • 0.5% p.a., min. CHF 50
The minimum fee is CHF 50; each cash movement is charged CHF 50 separately.Fees for Private Accounts
Import documentary credit or standby letter — issuanceOther
  • 0.2%, min. CHF 500 per quarter
Charged per indivisible quarter on the maximum credit amount, including tolerance.Trade Services Fees
Import or export documentary collection commissionOther
  • 0.2%, min. CHF 500 per transaction
AlwaysTrade Services Fees
Import bank guarantee — issuanceOther
  • 1% p.a., min. CHF 500
The first year is indivisible; the rate applies to the maximum guarantee amount including tolerance.Trade Services Fees
Private-account outgoing transfer in CHF or EUR (SEPA) — fixed bands up to CHF 1,000,000Outgoing payments
  • CHF 3.5 (up to CHF 3,000) per transaction
  • CHF 40 (CHF 3,000 – CHF 100,000) per transaction
  • CHF 150 (CHF 100,000 – CHF 500,000) per transaction
  • CHF 245 (CHF 500,000 – CHF 1,000,000) per transaction
Priced online. Fixed bands apply through a CHF-equivalent amount of 1,000,000. Processing charges of up to CHF 300 may be added, and an express request may double the bank charge.Fees for Private Accounts
Private-account outgoing transfer in CHF or EUR (SEPA) — rate above CHF 1,000,000Outgoing payments
  • 0.02% (above CHF 1,000,000) per transaction
Priced online. Applies above a CHF-equivalent amount of 1,000,000. Processing charges of up to CHF 300 may be added, and an express request may double the bank charge.Fees for Private Accounts
Corporate-account outgoing transfer in CHF or EUR (SEPA) — fixed bands up to CHF 1,500,000Outgoing payments
  • CHF 10 (up to CHF 2,000) per transaction
  • CHF 15 (CHF 2,000 – CHF 5,000) per transaction
  • CHF 25 (CHF 5,000 – CHF 20,000) per transaction
  • CHF 50 (CHF 20,000 – CHF 50,000) per transaction
  • CHF 100 (CHF 50,000 – CHF 100,000) per transaction
  • CHF 150 (CHF 100,000 – CHF 200,000) per transaction
  • CHF 250 (CHF 200,000 – CHF 500,000) per transaction
  • CHF 350 (CHF 500,000 – CHF 1,000,000) per transaction
  • CHF 450 (CHF 1,000,000 – CHF 1,500,000) per transaction
Priced online. Fixed bands apply through a CHF-equivalent amount of 1,500,000 and include internal transfers. Processing charges of up to CHF 300 may be added, and an express request may double the bank charge.Fees for Corporate Banking Accounts
Corporate-account outgoing transfer in CHF or EUR (SEPA) — rate above CHF 1,500,000Outgoing payments
  • 0.03% (above CHF 1,500,000) per transaction
Priced online. Applies above a CHF-equivalent amount of 1,500,000 and includes internal transfers. Processing charges of up to CHF 300 may be added, and an express request may double the bank charge.Fees for Corporate Banking Accounts
Private-account closureAccount closure
  • CHF 300
AlwaysFees for Private Accounts

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cards
    • Visa credit card
    • Visa prepaid card
    • Mastercard credit card
    • Mastercard prepaid card
    Offered
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningNot disclosed

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 31 August 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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