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BANK PROFILE · Switzerland

EFG International

EFG Bank AG

EFG International is a Swiss private bank built around client relationship officers who operate with a high degree of autonomy, and it works extensively with independent asset managers. Its Swiss bank publishes a full schedule of commissions and charges, and that schedule is unusually explicit about entry thresholds: mandates start at CHF 100,000 for a fund-based strategy and at CHF 3 million for a tailor-made one.

Jurisdiction
Switzerland
Regulator
FINMA
Founded
1995
Headquarters
Zurich

01 · AT A GLANCE

Private bank with a strong independent-asset-manager channel

  • Publishes a full schedule of commissions and charges for the Swiss bank
  • Mandate entry thresholds run from CHF 100,000 to CHF 3 million by strategy
  • Assets held with custodians outside Switzerland carry a 0.1% p.a. surcharge
Minimum deposit

From CHF 100,000The lowest documented entry amount among the bank's account and mandate products: Signature Strategies mandate. Other products may require more.

Client segments

Private banking, Ultra high net worth, Institutional

Service languages

English, German, French

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Banking package

EFG Private Banking Package

The banking relationship itself, charged as one all-in fee: a dedicated relationship officer, an unlimited number of accounts in Swiss francs and foreign currencies, cash transactions, transfers instructed via eBanking, cheques, debit and credit card administration, and Swiss and standard tax statements.

Segment
Private banking
Currencies
CHF
Advisory mandate

Advisory mandate

Investment advice from EFG Bank AG with the client retaining the final investment decision. The current product page does not publish an entry threshold or exact account-currency list.

Segment
Private banking
Discretionary mandate

Signature Strategies mandate

A discretionary mandate invested primarily in EFG's own investment funds. The cheapest way into a mandate at this bank by some distance.

Entry from
CHF 100,000
Segment
Private banking
Currencies
CHF
Discretionary mandate

Core and Target Return Strategies mandate

The standard discretionary range — Relative Return strategies from fixed income through to equity, the Global Alpha and Global Alpha Plus target-return strategies, and Core Bespoke strategies that allow a degree of personalisation. Each is stated as available from CHF 1 million or equivalent.

Entry from
CHF 1,000,000
Segment
Private banking
Currencies
CHF
Discretionary mandate

Tailor-made Strategies mandate

Highly customised discretionary mandates for clients with specific investment needs, across five risk profiles from low to high.

Entry from
CHF 3,000,000
Segment
Ultra high net worth
Currencies
CHF
Execution only

Execution only

Self-directed investing with banking and custody attached, priced either as one all-in fee or as an administration fee with brokerage charged separately.

Segment
Private banking
Currencies
CHF

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
EFG Private Banking PackageAccount maintenance
  • CHF 2,900 per year
An all-in fee covering the relationship officer, accounts in any currency, cash transactions, eBanking transfers, cheques, card administration and tax statements. Lombard loans, bank guarantees, foreign exchange lines, numbered accounts and hold mail are excluded and priced separately.Standard commissions and charges
Safekeeping fee (maximum)Custody
  • 0.5% p.a.
Calculated on the average month-end value of the securities portfolio, including physical precious metals but excluding fiduciary investments, cash accounts, metal accounts and guarantees. Included in the all-in fee models for discretionary, advisory and execution-only services.Standard commissions and charges
Safekeeping fee — minimumCustody
  • CHF 500 per quarter
Charged where the rate above comes to less than this amount.Standard commissions and charges
Third-party custody surchargeCustody
  • 0.1% p.a.
Payable on assets held directly or indirectly with third-party custodians outside Switzerland. Assets held within a discretionary mandate are excluded. Calculated on the average month-end value of the securities portfolio, excluding fiduciary investments, cash accounts, metal accounts and guarantees.Standard commissions and charges
Discretionary management fee, all-in model (maximum)Portfolio management
  • 2% p.a.
The all-in model includes the management, brokerage and safekeeping fees. Rates run from 1.60% for fixed income and cautious strategies to 2.00% for equity, growth and alternatives; the combined model, which excludes safekeeping, runs from 1.20% to 1.60%. Calculated on the average month-end portfolio value including securities, fiduciary investments, cash and metal accounts, and debited quarterly.Standard commissions and charges
Discretionary management fee — minimumPortfolio management
  • CHF 5,000 per quarter
Applies to the standard and Core Bespoke strategies on the all-in model. The combined model has a CHF 4,500 quarterly minimum, Tailor-made mandates CHF 10,000 on the all-in model and CHF 9,500 on the combined, and Signature Strategies CHF 1,000 and CHF 500 respectively.Standard commissions and charges
Foreign exchange spread (maximum)Foreign exchange
  • 1.6% per transaction
The bank reserves the right to apply a spread of up to this amount on foreign exchange transactions, and up to 2.80% on transactions in precious metals.Standard commissions and charges
Hold mailStatements and documents
  • CHF 2,500 per year
Not included in the EFG Private Banking Package.Standard commissions and charges
Numbered accountOther
  • CHF 2,500 per year
Not included in the EFG Private Banking Package.Standard commissions and charges
Account closureAccount closure
  • CHF 1,000
AlwaysStandard commissions and charges

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cardsOffered
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningOffered

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 30 November 2026. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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