01 · AT A GLANCE
The LGT group's Swiss bank in Basel, with published cash-service prices and its own FINMA licence
- Separate Swiss bank, seat in Basel, licensed by FINMA; not the Vaduz LGT Bank AG
- Account management CHF 120 a quarter per portfolio, with no domestic/international split
- Electronic payments free of charge; manual payment orders CHF 60 or CHF 100
- Foreign-exchange fee banded from 1.50% below CHF 100,000 to 0.10% above CHF 5 million
- Investment advisory, portfolio management, Lombard loans and Swiss mortgages; custodian for independent asset managers
- Debit Mastercard, with Mastercard and Visa credit cards on request
Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.
Private banking, Ultra high net worth
German, English, French, Italian
02 · ACCOUNTS AND PRODUCTS
Documented accounts and products.
Current account
The account for business and private payment transactions, held in Swiss francs, euros, US dollars and other currencies, with the entire balance available at any time and no interest paid. Account management is CHF 120 a quarter per portfolio; payment orders, direct debits, standing orders, debit and credit cards, loans and stock-exchange orders run through it.
- Segment
- Private banking
- Currencies
- CHF · EUR · USD
Private account
The account for private investors in Swiss francs, euros or US dollars. Up to CHF/EUR/USD 100,000 a month can be withdrawn freely and larger amounts need three months' notice; purchases of securities, precious metals and foreign currency and fixed-term deposits of three months or more are not limited.
- Segment
- Private banking
- Currencies
- CHF · EUR · USD
Savings account
A savings option for individuals and clubs in Swiss francs, euros or US dollars, with interest tiered by balance. Withdrawals are free up to CHF/EUR/USD 20,000 a month; drawing beyond that limit costs 2% of the excess. Statements are issued annually.
- Segment
- Private banking
- Currencies
- CHF · EUR · USD
Fixed-term deposits and medium-term notes
Short-term and fixed-term deposits and LGT's range of medium-term notes, placed at short notice through a relationship manager or LGT SmartBanking. Rates are not published.
- Segment
- Private banking
Securities custody
Safe custody and administration of financial instruments, with a settlement statement after each transaction, a quarterly statement of total assets and regular custody account statements. Custody pricing is not in the published basic cash-services list and is quoted through a relationship manager.
- Segment
- Private banking
Investment advisory
Portfolio-related advice with a suitability statement for each recommendation, in three models: LGT Advisory Classic for fund-based portfolios, LGT Advisory Expert for individually structured portfolios discussed with an investment expert, and LGT Active Advisory for clients who trade regularly across the whole investment spectrum. Priced per model through a relationship manager.
- Segment
- Private banking
Portfolio management
Discretionary mandates run to an agreed strategy, including Classic, Swiss Domestic, Focus Sustainability, Focus Growth and Focus High Dividend, each with a choice of sustainability profile. A portfolio manager is directly available to clients with more than CHF 5 million in the mandate. Priced through a relationship manager.
- Segment
- Private banking
Trading and advice-free transactions
Equities, ETFs, bonds, funds, structured products, options and futures, currencies and precious metals traded on the major exchanges, with orders placed through a relationship manager or online via LGT SmartBanking. Orders without advice are checked for appropriateness against the client's knowledge and experience; the bank states that it does not offer execution-only transactions in the FinSA sense.
- Segment
- Private banking
Lombard loan
Credit against assets held with the bank, usable as an overdraft facility, a fixed advance of up to three years, a contingent liability for trading, or a guarantee or letter of credit. The amount depends on the loan-to-value of the collateral; conditions are quoted individually.
- Segment
- Private banking
Mortgage
Financing of residential property in Switzerland, with tranches and terms that can be combined. The bank states that property abroad is financed through LGT Bank AG in Liechtenstein rather than by this entity. A real-estate account is available only in combination with a mortgage.
- Segment
- Private banking
Debit Mastercard
Debit card with free cash withdrawals over the counter and at ATMs in Switzerland and Liechtenstein, withdrawals abroad, e-commerce with 3-D Secure via the debiX+ app, and Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fidesmo Pay. National card charges are covered by the account management fee.
- Segment
- Private banking
Credit cards
Mastercard and Visa credit cards, available on request through a relationship manager.
- Segment
- Private banking
Precious metals and metal account
Gold, silver, platinum and palladium as coins, plate and bars, stored in a safe-deposit box or custody account, or held as a claim on a metal account. Metal-account transactions carry the banded foreign-exchange fee; physical transactions are priced per bar or coin.
- Segment
- Private banking
Private markets
Private equity, private debt, private real estate, infrastructure and commodities through fund-of-funds solutions with terms of ten to twelve years and capital calls up to the commitment. The bank states the offer is not available to all investors.
- Segment
- Private banking
Wealth planning
Structuring of international and intergenerational assets, including the legal form of a company, funds, foundations and insurance-based solutions, relocation to another country and succession planning. The bank takes tax and legal circumstances into account but does not give tax or legal advice itself.
- Segment
- Private banking
UHNWI and family office services
Tailored investment strategies, family governance, philanthropy advisory and consolidated wealth reporting through the LGT Wealth Portrait, which covers all financial and physical assets regardless of who manages them.
- Segment
- Ultra high net worth
1e pension solution
Swiss occupational pension plan for salary components above one and a half times the upper BVG limit, for earners between CHF 136,080 and 907,200 a year. Three strategies: a portfolio-management mandate from CHF 750,000 in pension assets, a fund mandate from CHF 10,000, and the Alpha Indexing Fund with no minimum.
- Segment
- Private banking
Custody and services for independent asset managers
Custodian-bank services for independent asset managers, multi-family offices, fund companies, trustees and lawyers: direct-access trading, market information, LGT SmartBanking Pro with e-documents, e-data and an order interface, LGT investment solutions and financing for their clients. Under the FinSA brochure the asset manager instructs the bank under a restricted power of attorney and remains responsible for suitability.
03 · WHAT IT COSTS
Published pricing.
| Charge | Amount | When it applies |
|---|---|---|
| Account management feeAccount maintenance |
| Charged per portfolio for current, private, savings and blocked accounts. Covers account management and transaction fees, the bank's own electronic payment fees, statements, evidence of paid-up capital, the metal account, cash withdrawals at Swiss and Liechtenstein cash machines, national debit card charges and the annual statement of income.Services and fees - Basic cash services |
| Administration fee where a contracting party is a legal entityAccount maintenance |
| Charged in addition to the account management fee if at least one contracting party is a legal entity, which the bank attributes to the added regulatory complexity. Relevant to anyone banking through a company or a foundation.Services and fees - Basic cash services |
| Account statements at fortnightly or weekly frequencyStatements and documents |
| Monthly and quarterly statements are free of charge.Services and fees - Basic cash services |
| Account statements at daily frequencyStatements and documents |
| Monthly and quarterly statements are free of charge.Services and fees - Basic cash services |
| Manual payment order — CHF/EUR within Switzerland and Liechtenstein or SEPAOutgoing payments |
| Priced with an advisor. Per instruction placed through a relationship manager by phone, e-mail, letter or SmartBanking notification. The same payment made electronically via LGT SmartBanking, eBill, direct debit, standing order or PAIN.001 is free of charge, as are incoming payments in all currencies.Services and fees - Basic cash services |
| Manual payment order — other foreign or foreign-currency paymentsOutgoing payments |
| Priced with an advisor. Per instruction placed through a relationship manager. The same payment made electronically is free of charge.Services and fees - Basic cash services |
| EUR payment to the EU without IBANOutgoing payments |
| Transfers within the LGT group are free of charge.Services and fees - Basic cash services |
| Third-party charges debited to the principal (OUR)Outgoing payments |
| For CHF and EUR payments to Switzerland and Liechtenstein the full amount is usually credited anyway, so the bank advises against adding OUR instructions to them.Services and fees - Basic cash services |
| Urgency surcharge on a paymentOutgoing payments |
| An execution confirmation costs CHF 30 in addition.Services and fees - Basic cash services |
| Bank fee on foreign currency and metal account transactionsForeign exchange |
| Banded on transaction volume in Swiss francs or equivalent. The price list notes these are standard prices and that the fee actually charged may differ.Services and fees - Basic cash services |
| Physical precious metal transaction — gold, platinum or palladium barOther |
| Per one-kilogram bar. A one-kilogram silver bar is CHF 10, a one-ounce coin CHF 10 and a smaller coin CHF 5. Standard prices; the fee actually charged may differ.Services and fees - Basic cash services |
| Services charged on an hourly basisOther |
| Applicable hourly rate for extraordinary expenses in connection with payment services, such as investigations, corrections, clarifications and retrieving documents, with a minimum fee of CHF 30.Services and fees - Basic cash services |
| Supplement for recurring or extraordinary expenses (maximum)Other |
| A supplement on the account management fee of up to this amount, which the bank may charge for expenses arising from managing precious metals or other valuables, payment services, client-specific clarifications, or highly extensive advisory services.Services and fees - Basic cash services |
| Closure of banking relationship (maximum)Account closure |
| Stated as up to this amount.Services and fees - Basic cash services |
Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.
04 · SERVICES
What the bank offers.
“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.
Investment
- Discretionary portfolio managementOffered
- Investment advisoryOffered
- Execution-only tradingNot offered
- Custody and safekeepingOffered
- Private markets accessOffered
Banking
- Multi-currency accountsOffered
- Payment cards
- Visa credit cardcredit
- Mastercard debit carddebit
- Mastercard credit cardcredit
- Foreign exchangeOffered
credit
debitLending
- Lombard lendingOffered
- Mortgages and property financeOffered
Planning
- Wealth and estate planningOffered
Structuring
- Trust and foundation servicesNot disclosed
Digital
- Online bankingOffered
- Mobile app
- iOS
- Android
Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.
05 · SOURCES
Where these figures come from.
Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.
Next scheduled review: 16 March 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.