offbnk
Latest articlesArticles
Bank directory

BANK PROFILE · Switzerland

Mirabaud

Mirabaud & Cie SA

Mirabaud & Cie SA is a FINMA-authorised, family-owned Swiss private bank headquartered in Geneva, founded in 1819 and held through Mirabaud SCA. Its Swiss sources document advisory and discretionary mandates, execution-only services, custody for independent wealth managers, private assets, Lombard lending, wealth and pension planning, e-banking and mobile banking. The advisory and discretionary pages each state a CHF 1 million typical minimum to maximise benefits; those are product-specific figures, not a general relationship minimum. Mirabaud publishes neither an exact product-currency list nor a numeric Swiss tariff, and its Swiss website is intended for Swiss residents. FINMA's September 2024 disclosure describes remediation measures and a conditional restriction on new clients with increased money-laundering risk; it is not treated here as a general onboarding ban.

Jurisdiction
Switzerland
Regulator
FINMA
Founded
1819
Headquarters
Geneva

01 · AT A GLANCE

Family-owned Geneva private bank for bespoke wealth management and independent managers

  • FINMA-authorised, family-owned Geneva private bank founded in 1819
  • Advisory and discretionary mandates each publish a CHF 1 million typical product minimum
  • Private assets, Lombard lending, wealth and pension planning, and an independent-manager platform
  • Swiss deposit protection up to CHF 100,000 per client
  • FINMA's September 2024 disclosure records remediation and a restriction limited to new higher-AML-risk clients
Minimum deposit

From CHF 1,000,000The lowest documented entry amount among the bank's account and mandate products: Investment advisory. Other products may require more.

Client segments

Wealth management, Private banking, Ultra high net worth, Institutional

Service languages

German, English, French

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Advisory mandate

Investment advisory

Strategic recommendations, market analysis and portfolio evaluation while every investment decision remains with the client. The Swiss page labels CHF 1 million as a typical minimum to maximise benefits.

Entry from
CHF 1,000,000
Segment
Private banking
Discretionary mandate

Discretionary portfolio management

Active portfolio management within agreed parameters, with tactical decisions and ongoing risk monitoring delegated to the bank. The Swiss page labels CHF 1 million as a typical minimum to maximise benefits.

Entry from
CHF 1,000,000
Segment
Wealth management
Execution only

Execution and transmission of orders

Execution or transmission of client orders without investment advice or discretionary management; the FinSA notice states that no appropriateness or suitability assessment is made for this service model.

Segment
Private banking
Custody account

Custody and operations for independent wealth managers

Secure custody, streamlined operations and reporting for independent wealth managers, external asset managers and family offices.

Segment
Institutional
Other

Private equity manager-selection strategies

Single-manager or diversified multi-manager private-equity allocations selected, structured and monitored for sophisticated long-term investors. The Swiss page labels CHF 1 million as a typical minimum to maximise benefits.

Entry from
CHF 1,000,000
Segment
Wealth management
Other

Club deals and direct co-investments

Selected direct investments alongside institutional and other qualified investors; the published investment range varies by deal and is therefore not converted into a fixed entry amount.

Segment
Ultra high net worth
Lombard loan

Lombard lending

Liquidity secured against an investment portfolio without forcing a sale of the underlying assets. The Swiss page describes portfolio values from CHF 1 million and borrowing of up to 70% against diversified portfolios; that collateral value is not recorded as a loan-entry amount.

Segment
Private banking
Other

Wealth planning

Integrated planning for Swiss residents covering tax, retirement, succession, estate structure and family governance alongside an investment mandate.

Segment
Private banking
Other

Pension investing

Individual investment solutions for 1e plans, vested benefits and Pillar 3a, coordinated with the wider wealth strategy and implemented with the named partner foundations.

Segment
Wealth management
Other

Independent wealth manager platform

Trading-floor access, consolidated reporting, multi-custody views, investment solutions, credit support and technology for EAMs, independent wealth managers and family offices. The page's CHF 50 million figure is client assets under management, not a bank-account opening threshold.

Segment
Institutional

03 · WHAT IT COSTS

Published pricing.

Not publicly disclosed

Mirabaud does not publish a banking tariff. Figures circulating on comparison sites are not confirmed by the bank, so none are shown here. Under Swiss FinSA and EU MiFID II rules the bank must give you a full costs-and-charges breakdown before a mandate begins — request that document directly.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessOffered

Banking

  • Multi-currency accountsNot disclosed
  • Payment cardsNot disclosed
  • Foreign exchangeNot disclosed

Lending

  • Lombard lendingOffered
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningOffered

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 31 August 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

BANK DIRECTORY

Bank profiles and institutional filters.

All banks Start Bank Check