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BANK PROFILE · Germany

Pictet & Cie (Europe)

Bank Pictet & Cie (Europe) AG

Bank Pictet & Cie (Europe) AG is the Pictet Group's German banking entity, registered in Frankfurt am Main under HRB 131080 and supervised by BaFin. It continues the Luxembourg bank founded in 1989, whose headquarters and legal form moved to Germany in May 2023. Its published offering includes discretionary management, investment advice, execution-only services, custody and Lombard lending. The Luxembourg branch also serves institutional funds and independent asset managers; those activities are distinct from the group's separate asset-management and fund-administration companies. Fitch assigns this European bank its own AA− long-term issuer default rating with a stable outlook. The EdB lists the bank as a member of Germany's statutory deposit scheme, which generally protects eligible deposits up to EUR 100,000 per depositor and bank. It also participates in the voluntary private-bank deposit fund, whose additional protection depends on its rules. No public numeric entry minimum or bank-wide price schedule was established in the reviewed sources.

Jurisdiction
Germany
Regulator
BaFin
Founded
1989
Headquarters
Frankfurt am Main

01 · AT A GLANCE

Frankfurt-headquartered private bank with European branches and a Luxembourg custody business

  • German legal entity continuing the former Luxembourg bank since May 2023
  • Discretionary, advisory and execution-only investment services
  • Custody and Lombard loans secured by portfolio assets
  • Luxembourg branch serves institutional funds and independent asset managers
  • Own Fitch AA− long-term issuer default rating, stable outlook
  • German statutory deposit protection; voluntary protection subject to separate rules
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Wealth management, Private banking, Institutional

Service languages

Not disclosed

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Discretionary mandate

Discretionary portfolio management

Portfolio decisions are delegated to Pictet under an agreed investment mandate. The bank describes both multi-asset and single-asset strategies.

Segment
Wealth management
Advisory mandate

Investment advisory

Portfolio-based or transaction-based recommendations, with investment decisions retained by the client.

Segment
Wealth management
Execution only

Execution-only services

Trading without investment advice; the client selects investments and assesses their risks.

Segment
Private banking
Custody account

Custody and reporting

Safekeeping and portfolio reporting, with a global-custody option for portfolios run by multiple managers.

Segment
Private banking
Lombard loan

Lombard lending

Portfolio-backed loans for clients holding assets in custody with Pictet Wealth Management. Lending value depends on the collateral assets.

Segment
Wealth management
Other

Private assets investment solutions

The German investment offering includes an Endowment Multi-Asset strategy with private-equity and private real-estate investments.

Segment
Wealth management
Other

Wealth Solutions

Family governance, philanthropy and wealth planning, including estate planning, business succession and relocation considerations.

Segment
Wealth management
Custody account

Luxembourg branch asset services

The Luxembourg branch combines custodian banking and trading services for institutional funds and independent asset managers. Fund administration by FundPartner Solutions (Europe) SA belongs to a separate company.

Segment
Institutional

03 · WHAT IT COSTS

Published pricing.

Not publicly disclosed

Pictet & Cie (Europe) does not publish a banking tariff. Figures circulating on comparison sites are not confirmed by the bank, so none are shown here. Under Swiss FinSA and EU MiFID II rules the bank must give you a full costs-and-charges breakdown before a mandate begins — request that document directly.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessOffered

Banking

  • Multi-currency accountsNot disclosed
  • Payment cardsNot disclosed
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningOffered

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile appOffered

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 14 March 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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