offbnk
Bank directory

BANK PROFILE · Switzerland

Swissquote Bank SA

Swissquote is a listed Swiss online bank built around self-directed investing rather than advisory relationships. Pricing is fully public, which makes it one of the easiest institutions in this network to compare on cost. Note that the Swiss entity and the Luxembourg entity price differently — see the separate Swissquote Bank Europe profile.

Jurisdiction
Switzerland
Regulator
FINMA
Founded
1996
Headquarters
Gland

01 · AT A GLANCE

Listed online bank for self-directed investors

  • Full public pricing, no relationship minimum for a standard account
  • Self-directed trading across a broad instrument range
  • Separate legal entity from Swissquote Bank Europe, with different fees
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Retail

Service languages

English, German, French, Italian

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Savings account

Save Easy

Savings account available from one currency unit in Swiss francs, euros, US dollars, pounds sterling, UAE dirhams and South African rand.

Entry from
CHF 1
Segment
Retail
Currencies
AED · CHF · EUR · GBP · USD · ZAR
Execution only

Trading account

Self-directed multi-currency trading and custody account.

Segment
Retail
Currencies
CHF · EUR · USD

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Custody feeCustody
  • CHF 20 (up to CHF 50,000) per quarter
  • CHF 25 (CHF 50,000 – CHF 100,000) per quarter
  • CHF 37.5 (CHF 100,000 – CHF 150,000) per quarter
  • CHF 50 (above CHF 150,000) per quarter
Charged on assets excluding cash and crypto, with 8.1% VAT added. Above CHF 1,000,000 a further 0.0075% per quarter covers external safekeeping.Trading account fees: custody, payment and other fees
Custody fee for certain jurisdictionsCustody
  • 0.15% p.a.
Applies to clients resident outside the bank's home market. The bank states that for certain jurisdictions this rate applies instead, and that affected clients are told individually. It does not publish which jurisdictions.Trading account fees: custody, payment and other fees

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementNot offered
  • Investment advisoryNot disclosed
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cardsOffered
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningNot disclosed

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 30 November 2026. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

BANK DIRECTORY

Bank profiles and institutional filters.

All banks Start Bank Check