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BANK PROFILE · Switzerland

Vontobel

Bank Vontobel AG

Vontobel is a Zurich-headquartered Swiss bank within the Vontobel group, with a private-client business rooted in securities trading since 1924. Bank Vontobel AG combines banking and custody with advisory, discretionary and execution-only investing, private markets, Lombard and real-estate financing, wealth planning and digital banking. Its current public fee schedule covers the core private-client relationship and investment models. It publishes a CHF 100,000 minimum for call and fixed-term deposits, but no general relationship-entry minimum or exact list of current-account currencies; neither is inferred.

Jurisdiction
Switzerland
Regulator
FINMA
Founded
1924
Headquarters
Zurich

01 · AT A GLANCE

Swiss wealth-management bank with modular private-client services and public pricing

  • Public private-client fee schedule valid from November 1, 2025
  • Advice, Select, Delegate and execution-only investment services
  • Call and fixed-term deposits with a published CHF 100,000 minimum
  • Swiss deposit protection up to CHF 100,000 per client
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Wealth management, Private banking

Service languages

German, English, French, Italian

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Banking package

Vontobel Access

Foundation of the private-client relationship, including a Relationship Manager, digital tools, bank documents and access to investment, financing, pension and wealth services.

Segment
Private banking
Current account

Vontobel Cash Account

Current accounts in various currencies for traditional banking and liquidity needs. The schedule does not enumerate those currencies, so no exact codes are recorded.

Segment
Private banking
Custody account

Vontobel Satellite Portfolio

Custody account for collector's securities or strategically important positions held outside an advisory or investment-management mandate.

Segment
Private banking
Other

Vontobel Crypto Account

Dedicated portfolio for trading and storing cryptocurrencies.

Segment
Private banking
Advisory mandate

Vontobel Advice

Investment advice in Base, Plus and Premium service levels, with the client retaining each investment decision.

Segment
Private banking
Other

Vontobel Select

Hybrid investment solution in which the client selects from pre-screened investment modules with a Relationship Manager and Vontobel implements and manages the resulting allocation.

Segment
Wealth management
Discretionary mandate

Vontobel Volt

Digital investment solution providing app access to an actively managed portfolio, with no minimum fee published in the current schedule.

Segment
Wealth management
Discretionary mandate

Vontobel Delegate

Discretionary investment-management mandates ranging from fund solutions to direct-investment, special and fully customised portfolios.

Segment
Private banking
Execution only

Non-advised transactions

Purchase and sale orders performed solely at the client's request, outside an advisory mandate and without a suitability assessment of the client's investment objectives or ability to bear losses.

Segment
Private banking
Fixed deposit

Call deposit

Vontobel call deposit with a published minimum and minimum change of CHF 100,000; the bank's own call deposits carry no transaction charge.

Entry from
CHF 100,000
Segment
Private banking
Currencies
CHF
Fixed deposit

Fixed-term deposit

Vontobel fixed-term deposit with a published minimum and minimum change of CHF 100,000; the bank's own fixed-term deposits carry no transaction charge.

Entry from
CHF 100,000
Segment
Private banking
Currencies
CHF
Lombard loan

Lombard loan

Flexible securities-backed financing that may use fixed advances, current-account overdrafts, guarantees or margin facilities.

Segment
Private banking
Mortgage

Real-estate financing

Tailored Swiss real-estate financing for comprehensive wealth-management clients, including fixed-rate, SARON and forward mortgages.

Segment
Private banking
Other

Wealth planning

Financial, pension, estate and succession planning for private clients and entrepreneurial families.

Segment
Wealth management
Other

Vontobel Private Markets

Private-market investment mandates and administration for investments outside public exchanges.

Segment
Wealth management
Payment card

Debit and credit cards

Debit cards are listed as free; credit-card pricing is delegated to the card issuer. No card network is stated, so no network badge is inferred.

Segment
Private banking

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Vontobel Access — Switzerland and LiechtensteinAccount maintenance
  • CHF 2,400 per year
Charged across the whole banking relationship, not per service. Applies when the contractual partner is domiciled in Switzerland or Liechtenstein.Fees and conditions
Vontobel Access — internationalAccount maintenance
  • CHF 3,000 per year
Applies to clients resident outside the bank's home market. Charged across the whole banking relationship, not per service. Applies outside Switzerland and Liechtenstein; mixed-domicile joint relationships are treated as international.Fees and conditions
Legal-entity or increased-monitoring surcharge — published maximumOther
  • CHF 10,000 per year
Charged across the whole banking relationship, not per service. The annual surcharge starts at CHF 2,400 and may reach CHF 10,000 where additional regulatory work is required.Fees and conditions
Lombard credit rollover up to one monthOther
  • CHF 300 per transaction
AlwaysFees and conditions
Extended credit check — published maximumOther
  • CHF 20,000
For specified new or increased credit lines, the published range is CHF 5,000 to CHF 20,000.Fees and conditions
Delivery of securities — per itemOther
  • CHF 200 per item
AlwaysFees and conditions
Financial and pension plan — published starting feeOther
  • CHF 2,500
The schedule publishes this amount as a starting fee.Fees and conditions
Wealth-services administrative processing — per hourOther
  • CHF 250 per item
AlwaysFees and conditions
Vontobel Cash Account — additional-portfolio feeCustody
  • 0.35% p.a. (up to CHF 5,000,000)
  • 0.3% p.a. (CHF 5,000,000 – CHF 10,000,000)
  • 0.275% p.a. (CHF 10,000,000 – CHF 25,000,000)
  • 0.25% p.a. (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the additional portfolio; above CHF 50 million pricing is on request.Fees and conditions
Vontobel Satellite Portfolio — additional-portfolio feeCustody
  • 0.35% p.a. (up to CHF 5,000,000)
  • 0.3% p.a. (CHF 5,000,000 – CHF 10,000,000)
  • 0.275% p.a. (CHF 10,000,000 – CHF 25,000,000)
  • 0.25% p.a. (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the additional portfolio; above CHF 50 million pricing is on request.Fees and conditions
Vontobel Crypto Account — additional-portfolio feeCustody
  • 0.65% p.a. (up to CHF 5,000,000)
  • 0.6% p.a. (CHF 5,000,000 – CHF 10,000,000)
  • 0.575% p.a. (CHF 10,000,000 – CHF 25,000,000)
  • 0.55% p.a. (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the additional portfolio; above CHF 50 million pricing is on request.Fees and conditions
Non-traditional assets custody surchargeCustody
  • 0.2% p.a.
Added to the custody fee for physical precious metals, precious-metal accounts, third-party private equity, hedge funds and other non-traditional investments.Fees and conditions
Vontobel Advice Base — brokerage modelAdvisory
  • 0.75% p.a., min. CHF 1,875 (up to CHF 5,000,000)
  • 0.65% p.a., min. CHF 1,875 (CHF 5,000,000 – CHF 10,000,000)
  • 0.6% p.a., min. CHF 1,875 (CHF 10,000,000 – CHF 25,000,000)
  • 0.55% p.a., min. CHF 1,875 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and securities transactions are charged separately.Fees and conditions
Vontobel Advice Plus — flat-fee modelAdvisory
  • 1.35% p.a., min. CHF 6,750 (up to CHF 5,000,000)
  • 1.15% p.a., min. CHF 6,750 (CHF 5,000,000 – CHF 10,000,000)
  • 1.05% p.a., min. CHF 6,750 (CHF 10,000,000 – CHF 25,000,000)
  • 0.95% p.a., min. CHF 6,750 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and exchange-traded derivatives and physical precious metals are charged separately.Fees and conditions
Vontobel Advice Plus — brokerage modelAdvisory
  • 0.9% p.a., min. CHF 4,500 (up to CHF 5,000,000)
  • 0.8% p.a., min. CHF 4,500 (CHF 5,000,000 – CHF 10,000,000)
  • 0.75% p.a., min. CHF 4,500 (CHF 10,000,000 – CHF 25,000,000)
  • 0.7% p.a., min. CHF 4,500 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and securities transactions are charged separately.Fees and conditions
Vontobel Advice Premium — flat-fee modelAdvisory
  • 1.5% p.a., min. CHF 45,000 (up to CHF 5,000,000)
  • 1.3% p.a., min. CHF 45,000 (CHF 5,000,000 – CHF 10,000,000)
  • 1.2% p.a., min. CHF 45,000 (CHF 10,000,000 – CHF 25,000,000)
  • 1.1% p.a., min. CHF 45,000 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and exchange-traded derivatives and physical precious metals are charged separately.Fees and conditions
Vontobel Advice Premium — brokerage modelAdvisory
  • 1.05% p.a., min. CHF 31,500 (up to CHF 5,000,000)
  • 0.95% p.a., min. CHF 31,500 (CHF 5,000,000 – CHF 10,000,000)
  • 0.9% p.a., min. CHF 31,500 (CHF 10,000,000 – CHF 25,000,000)
  • 0.85% p.a., min. CHF 31,500 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and securities transactions are charged separately.Fees and conditions
Wealth-services advisory consultation — per hourAdvisory
  • CHF 350 per item
AlwaysFees and conditions
Vontobel Volt — flat-fee modelPortfolio management
  • 0.47% p.a.
The fee applies to all invested assets, includes 0.170% custody and has no published minimum; Volt Invest—Digital adds 0.02%.Fees and conditions
Vontobel Select — flat-fee modelPortfolio management
  • 1.5% p.a., min. CHF 7,500 (up to CHF 5,000,000)
  • 1.35% p.a., min. CHF 7,500 (CHF 5,000,000 – CHF 10,000,000)
  • 1.2% p.a., min. CHF 7,500 (CHF 10,000,000 – CHF 25,000,000)
  • 1% p.a., min. CHF 7,500 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate — ConservativePortfolio management
  • 1.2% p.a., min. CHF 1,200 (up to CHF 5,000,000)
  • 1.05% p.a., min. CHF 1,200 (CHF 5,000,000 – CHF 10,000,000)
  • 0.9% p.a., min. CHF 1,200 (CHF 10,000,000 – CHF 25,000,000)
  • 0.7% p.a., min. CHF 1,200 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate — BalancedPortfolio management
  • 1.3% p.a., min. CHF 1,300 (up to CHF 5,000,000)
  • 1.15% p.a., min. CHF 1,300 (CHF 5,000,000 – CHF 10,000,000)
  • 1% p.a., min. CHF 1,300 (CHF 10,000,000 – CHF 25,000,000)
  • 0.8% p.a., min. CHF 1,300 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate — GrowthPortfolio management
  • 1.4% p.a., min. CHF 1,400 (up to CHF 5,000,000)
  • 1.25% p.a., min. CHF 1,400 (CHF 5,000,000 – CHF 10,000,000)
  • 1.1% p.a., min. CHF 1,400 (CHF 10,000,000 – CHF 25,000,000)
  • 0.9% p.a., min. CHF 1,400 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Prime — ConservativePortfolio management
  • 1.4% p.a., min. CHF 7,000 (up to CHF 5,000,000)
  • 1.25% p.a., min. CHF 7,000 (CHF 5,000,000 – CHF 10,000,000)
  • 1.1% p.a., min. CHF 7,000 (CHF 10,000,000 – CHF 25,000,000)
  • 0.9% p.a., min. CHF 7,000 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Prime — BalancedPortfolio management
  • 1.5% p.a., min. CHF 7,500 (up to CHF 5,000,000)
  • 1.35% p.a., min. CHF 7,500 (CHF 5,000,000 – CHF 10,000,000)
  • 1.2% p.a., min. CHF 7,500 (CHF 10,000,000 – CHF 25,000,000)
  • 1% p.a., min. CHF 7,500 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Prime — GrowthPortfolio management
  • 1.6% p.a., min. CHF 8,000 (up to CHF 5,000,000)
  • 1.45% p.a., min. CHF 8,000 (CHF 5,000,000 – CHF 10,000,000)
  • 1.3% p.a., min. CHF 8,000 (CHF 10,000,000 – CHF 25,000,000)
  • 1.1% p.a., min. CHF 8,000 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Specials — BondsPortfolio management
  • 1.4% p.a., min. CHF 3,500 (up to CHF 5,000,000)
  • 1.25% p.a., min. CHF 3,500 (CHF 5,000,000 – CHF 10,000,000)
  • 1.1% p.a., min. CHF 3,500 (CHF 10,000,000 – CHF 25,000,000)
  • 1% p.a., min. CHF 3,500 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Specials — EquitiesPortfolio management
  • 1.6% p.a., min. CHF 4,000 (up to CHF 5,000,000)
  • 1.45% p.a., min. CHF 4,000 (CHF 5,000,000 – CHF 10,000,000)
  • 1.3% p.a., min. CHF 4,000 (CHF 10,000,000 – CHF 25,000,000)
  • 1.2% p.a., min. CHF 4,000 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Delegate Custom — all strategiesPortfolio management
  • 1.8% p.a., min. CHF 54,000 (up to CHF 5,000,000)
  • 1.75% p.a., min. CHF 54,000 (CHF 5,000,000 – CHF 10,000,000)
  • 1.65% p.a., min. CHF 54,000 (CHF 10,000,000 – CHF 25,000,000)
  • 1.45% p.a., min. CHF 54,000 (CHF 25,000,000 – CHF 50,000,000)
The rate applies to all invested assets in the mandate; the minimum is an annual fee, and pricing above CHF 50 million is on request.Fees and conditions
Vontobel Private Markets mandate — annual published maximumPortfolio management
  • 0.8% p.a.
Published as up to this rate and calculated on commitment.Fees and conditions
Vontobel Private Markets mandate — one-off published maximumPortfolio management
  • 2%
Published as up to this rate and calculated on commitment.Fees and conditions
Equities, bonds and funds — transaction feeTrading commission
  • 1.25%, min. CHF 125 (up to CHF 100,000) per transaction
  • 0.85%, min. CHF 125 (CHF 100,000 – CHF 350,000) per transaction
  • 0.75%, min. CHF 125 (CHF 350,000 – CHF 500,000) per transaction
  • 0.3%, min. CHF 125 (above CHF 500,000) per transaction
The rate applies to the total transaction value; third-party fund charges, exchange fees and taxes may be additional, and hedge funds have a CHF 500 minimum.Fees and conditions
Exchange-traded options — transaction feeTrading commission
  • 1.5%, min. CHF 200 per transaction
Charged on the option premium; third-party transaction fees are additional.Fees and conditions
Exchange-traded futures — per contractTrading commission
  • CHF 30, min. CHF 200 per item
The minimum is CHF 200 and third-party transaction fees are additional.Fees and conditions
Payment order submitted through a Relationship ManagerOutgoing payments
  • CHF 75 per transaction
Priced with an advisor. Twelve payment orders submitted through the Relationship Manager per quarter are free.Fees and conditions
Foreign or foreign-currency payment — OUR third-party-cost flat feeOutgoing payments
  • CHF 20 per transaction
AlwaysFees and conditions
Physical delivery of bank documentsStatements and documents
  • CHF 120 per year
AlwaysFees and conditions
Closing the banking relationshipAccount closure
  • CHF 500 (up to CHF 250,000)
  • CHF 750 (CHF 250,000 – CHF 1,000,000)
  • CHF 1,000 (CHF 1,000,000 – CHF 5,000,000)
  • CHF 1,500 (above CHF 5,000,000)
Charged across the whole banking relationship, not per service. The band is based on total assets on the closing date; the fee may depend on complexity.Fees and conditions
Currency forward and swap margin — published maximumForeign exchange
  • 1.5% per transaction
The volume-based published range is 0% to 1.5%; other foreign-exchange spreads are disclosed by the Relationship Manager.Fees and conditions

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessOffered

Banking

  • Multi-currency accountsOffered
  • Payment cardsOffered
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeOffered

Planning

  • Wealth and estate planningOffered

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 31 August 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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