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BANK PROFILE · Cyprus

Bank of Cyprus

Bank of Cyprus Public Company Ltd

Bank of Cyprus is the largest banking institution in Cyprus: a mainstream EU retail and commercial bank whose PrivilEDGE segment serves private and affluent clients, including a by-invitation club for high-net-worth customers. Its published table of commissions and charges is retail in character, with quarterly account fees and per-transaction charges rather than portfolio-based pricing.

Jurisdiction
Cyprus
Regulator
Central Bank of Cyprus (CBC)
Founded
1899
Headquarters
Nicosia

01 · AT A GLANCE

Cyprus's largest retail and commercial bank, with a private and affluent banking segment

  • EU-regulated retail bank with multi-currency accounts
  • Retail-style pricing: quarterly account fee and per-transaction charges
  • PrivilEDGE private and affluent banking, with a by-invitation club and Visa Infinite credit card
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Retail, Affluent, Private banking, Corporate

Service languages

Greek, English

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Current account

Current account

Everyday euro account with optional foreign-currency accounts.

Segment
Retail
Currencies
EUR
Current account

QuickAccount

Instant-access account explicitly available in euros, US dollars and pounds sterling.

Segment
Retail
Currencies
EUR · GBP · USD
Fixed deposit

e-Fixed Deposit

Online fixed deposit from EUR 1,000. Foreign-currency deposits require at least EUR 10,000 equivalent and an existing linked account in the same currency; unsupported exact currency codes are not inferred.

Entry from
EUR 1,000
Segment
Retail
Currencies
EUR
Advisory mandate

Investment advice

Investment advice supplied directly by Bank of Cyprus under its MiFID II service framework.

Segment
Affluent
Execution only

Reception, transmission and execution of orders

Reception, transmission and execution of client investment orders under the bank's MiFID II framework.

Segment
Affluent
Payment card

PrivilEDGE Credit Card

Visa Infinite credit card issued only to members of the by-invitation PrivilEDGE Club for high-net-worth customers, with no subscription or membership fee.

Segment
Private banking

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Current account maintenance feeAccount maintenance
  • EUR 6 per quarter
Applies to a current account without an overdraft. An account with an overdraft is charged on its limit instead, from EUR 12 per quarter up to EUR 500 above a EUR 1,000,000 limit.Table of commissions and charges — Physical Persons
Debit card cash withdrawal away from a Bank of Cyprus ATMCash withdrawal
  • EUR 3 per transaction
Withdrawals at Bank of Cyprus ATMs in Cyprus are free. This is the worldwide rate for euro and Swedish krona; a withdrawal in any other currency is charged 3.33% instead, minimum EUR 5.Table of commissions and charges — Physical Persons
Debit card currency exchange administration feeForeign exchange
  • 3% per transaction
Charged on card transactions in a currency other than euro or Swedish krona.Table of commissions and charges — Physical Persons
Exchange commission on currency conversionForeign exchange
  • 0.4%, min. EUR 5, max. EUR 400 per transaction
Charged whenever an amount is converted between two currencies, including euro.Table of commissions and charges — Physical Persons
The bank on its pricing

The figures above are the bank's standard table of commissions and charges for individuals. Bank of Cyprus states that members of its by-invitation PrivilEDGE Club for high-net-worth customers receive preferential banking fees and charges and a simplified investment pricing structure; those preferential rates are not part of the published table.

PrivilEDGE Club

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementNot disclosed
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingNot disclosed
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cards
    • Visa credit card
    • Visa prepaid card
    Offered
  • Foreign exchangeOffered

Lending

  • Lombard lendingNot disclosed
  • Mortgages and property financeOffered

Planning

  • Wealth and estate planningNot disclosed

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 31 August 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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