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BANK PROFILE · Austria

LLB Österreich

Liechtensteinische Landesbank (Österreich) AG

Liechtensteinische Landesbank (Österreich) AG is the LLB group's Austrian bank, an Aktiengesellschaft at Heßgasse 1 in Vienna registered under FN 330441v, wholly owned by Liechtensteinische Landesbank AG in Vaduz and licensed by the Austrian Financial Market Authority as a credit institution under section 1(1) of the Banking Act; the FMA's company database lists it among the banks licensed in Austria, with offices in Vienna and Salzburg. Its client-information brochure names private banking, investment funds, custodian banking and real estate as its core business areas and describes non-independent investment advice, discretionary asset management under a separate written contract, non-advised transactions with an appropriateness test, custody through the Austrian central securities depository and foreign sub-custodians, and deposits in euro and foreign currency. Fees follow a fee schedule displayed on the bank's premises and supplied on request; it is not published online, so no figures are shown. The bank is a member of Einlagensicherung AUSTRIA, whose statutory scheme protects eligible deposits up to EUR 100,000 per depositor, and of the Austrian investor-compensation scheme up to EUR 20,000. Lombard loans, variable and fixed-rate real-estate financing, foundation advice with around 200 foundations under management, family-office services, e-banking with the LLB Banking app and an EAM booking location for external asset managers are published on llb.at. Moody's Aa1 belongs to the parent Liechtensteinische Landesbank AG, not to this entity; no public entry minimum was established.

Jurisdiction
Austria
Regulator
FMA Austria
Headquarters
Vienna

01 · AT A GLANCE

The LLB group's Austrian bank in Vienna, with published service descriptions but no online tariff

  • Austrian Aktiengesellschaft registered in Vienna under FN 330441v, licensed and supervised by the FMA
  • Wholly owned by Liechtensteinische Landesbank AG; core areas private banking, investment funds, custodian banking and real estate
  • Non-independent investment advice, discretionary and fund-based asset management, non-advised trading and custody
  • Lombard loans and variable or fixed-rate real-estate financing; foundation advice and family-office services
  • Fee schedule displayed on the premises and supplied on request; not published online
  • Einlagensicherung AUSTRIA deposit protection to EUR 100,000 and investor compensation to EUR 20,000
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Private banking, Wealth management, Institutional

Service languages

German, English

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Current account

Current account

Payment account that is first and foremost the settlement account for the securities account, with funds payable on demand, SEPA transfers and standing orders, SEPA direct debits, foreign-currency conversion at the rate obtained on the next business day and a debit card for cash withdrawals and Maestro or contactless payments. Framework contracts run for an indefinite period, terminable by the client on one month's notice.

Segment
Private banking
Fixed deposit

Deposits in euro and foreign currency

Deposits in EUR and in foreign currency, including structured deposits, head the product range the brochure lists for its non-independent investment advice; the deposit business is the first licence the bank names.

Segment
Private banking
Currencies
EUR
Custody account

Securities account

Safekeeping and administration of securities: co-ownership of collective holdings at the Austrian central securities depository for instruments settled in Austria, segregated jacket custody otherwise, and custody abroad through Austrian or foreign sub-custodians under their local law, with the bank liable for their careful selection.

Segment
Private banking
Advisory mandate

Investment advice

Non-independent personal recommendations after an analysis of the client's assets and goals, with a suitability assessment at every advice and a written suitability statement and cost information before the transaction; the decision stays with the client and no obligation to provide follow-up advice is assumed. Open architecture gives access to products from other providers.

Segment
Private banking
Discretionary mandate

Discretionary asset management

Portfolio-based management under a separate written asset-management contract: the bank derives a holistic investment strategy from the client's return expectations and risk capacity, sets the strategic asset-class weighting within agreed bandwidths, implements it through its investment experts and reassesses suitability at custody-account level, generally quarterly, with total-return, benchmark-oriented and sustainable approaches.

Segment
Wealth management
Discretionary mandate

Fund-based asset management

Asset management inside an individual special fund set up to the client's specifications, or through the bank's own range of mutual funds, with segregated fund assets and fund-level risk management under the Investment Funds Act; the page notes tax differences to custody-account management that depend on personal circumstances.

Segment
Wealth management
Execution only

Non-advised transactions

Buy and sell orders placed at the client's own initiative outside advice or asset management, carried out after an appropriateness test of the client's knowledge and experience, with a warning where an instrument is not appropriate and the client's right to insist. The bank states that it does not offer execution-only in the narrow sense, in which no such test is made.

Segment
Private banking
Lombard loan

Lombard loan

Short-notice liquidity against a pledge of assets such as shares, bonds or bank deposits, so that existing investments and their earnings potential are kept; the bank points to lower interest than unsecured credit and to the risks explained by the client advisor.

Segment
Private banking
Mortgage

Real estate financing

Financing of investment apartments, apartment buildings and the client's own property as part of the bank's holistic service, with individual models including variable and fixed-rate mortgages.

Segment
Private banking
Trust or foundation service

Foundation advice

Advice on setting up and running Austrian or Liechtenstein foundations, from investment structure, objectives and risk parameters to recommending or selecting management, drawing on a network of tax advisors and foundation lawyers; the bank states that about 200 foundations are under its management.

Segment
Wealth management
Other

Family office services

Strategic asset advice, holistic asset controlling, risk management and reporting, foundation and philanthropy advice, real-estate advice, succession planning, international relocation and office services for families with complex ownership and asset structures.

Segment
Wealth management
Fund services

Custodian bank services for funds

Depositary services from a single source: account and custody-account management, settlement of securities, money-market, foreign-exchange and derivative transactions and corporate actions, benchmark reporting from an in-house data warehouse and consolidated reporting across special funds, with a published list of sub-custodians.

Segment
Institutional
Payment card

Debit card

Cashpoint card for withdrawals in Austria and abroad and for PIN or contactless payments at Maestro-marked terminals within agreed limits; credit-card transactions are billed monthly with an extended payment term and debited to the settlement account. No network beyond Maestro is named.

Segment
Private banking

03 · WHAT IT COSTS

Published pricing.

Available on request

LLB Österreich does not publish a price list covering this entity, so no figures are shown. Ask for the costs-and-charges document, which the bank is required to give you before a mandate begins.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cardsOffered
  • Foreign exchangeOffered

Lending

  • Lombard lendingOffered
  • Mortgages and property financeOffered

Planning

  • Wealth and estate planningOffered

Structuring

  • Trust and foundation servicesOffered

Digital

  • Online bankingOffered
  • Mobile appOffered

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 19 March 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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