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BANK PROFILE · Luxembourg

Quintet Private Bank

Quintet Private Bank (Europe) S.A.

Quintet is a Luxembourg-headquartered private banking group operating through boutique banks across European cities. Its flagship service is discretionary portfolio management, and it publishes a full fee schedule — one of the more transparent private banks in this network. Custody and corporate actions are included in the mandate fee rather than charged on top, which is unusual and worth weighing against the entry thresholds, which are not low.

Jurisdiction
Luxembourg
Regulator
CSSF / ECB supervisory framework
Founded
1949
Headquarters
Luxembourg

01 · AT A GLANCE

Pan-European boutique private banking group

  • Custody, corporate actions and portfolio administration are included in the mandate fee
  • Mandates run from EUR 250,000 for a Rivertree strategy to EUR 2.5 million for a tailor-made one
  • Execution-only is the one service with no entry threshold, at 0.35% a year
Minimum deposit

From EUR 250,000The lowest documented entry amount among the bank's account and mandate products: Rivertree mandate. Other products may require more.

Client segments

Private banking, Ultra high net worth, Institutional

Service languages

English, French, German, Dutch

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Current account

Cash account

Current cash account published in euros, Swiss francs, US dollars and pounds sterling.

Segment
Private banking
Currencies
CHF · EUR · GBP · USD
Fixed deposit

Fixed-term deposit

Fixed-term deposit with a minimum of EUR 25,000 or the exchange-value equivalent, across the currencies enumerated in the bank's general terms.

Entry from
EUR 25,000
Segment
Private banking
Currencies
AUD · CAD · CHF · CNH · CZK · DKK · EUR · HKD · HUF · ILS · JPY · MXN · NOK · NZD · PLN · SEK · SGD · TRY · USD · ZAR
Discretionary mandate

Rivertree mandate

The entry-level discretionary range, in Defensive, Balanced, Dynamic and Equity strategies. The schedule states no account fees for this type of mandate.

Entry from
EUR 250,000
Segment
Affluent
Currencies
EUR
Discretionary mandate

Discretionary portfolio management

The main discretionary mandate, priced as an all-in fee covering management, transactions, custody and corporate actions. Also offered as Index+, Income and Future+ variants, all at the same rates. The schedule shows a dash below EUR 1 million, so that is the entry point.

Entry from
EUR 1,000,000
Segment
Private banking
Currencies
EUR
Discretionary mandate

Tailor-made discretionary management

A personalised discretionary mandate, formerly called the personalised strategy mandate. Rates run from 1.35% to 1.80% depending on strategy and size.

Entry from
EUR 2,500,000
Segment
Ultra high net worth
Currencies
EUR
Advisory mandate

Investment advisory mandate

Advice with the decision left to the client, in an Advisory tier and a more intensive Active advisory tier. Transaction fees are charged separately from the advisory fee.

Entry from
EUR 1,000,000
Segment
Private banking
Currencies
EUR
Execution only

Execution only

Self-directed investing. The only service the schedule prices below EUR 1 million, and so the practical way in for a smaller portfolio, though transaction fees are markedly higher than on the advised tiers.

Segment
Affluent
Currencies
EUR

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Discretionary management all-in fee (maximum)Portfolio management
  • 1.65% p.a. (EUR 1,000,000 – EUR 5,000,000)
  • 1.55% p.a. (EUR 5,000,000 – EUR 15,000,000)
  • 1.45% p.a. (EUR 15,000,000 – EUR 25,000,000)
The rate for the Dynamic and Equity strategies. Defensive is 1.35%, 1.25% and 1.15% across the same bands and Balanced 1.50%, 1.40% and 1.30%. Above EUR 25 million the schedule refers the reader to a client advisor. The fee covers management, the transactions made under it, custody and corporate actions, and carries 17% VAT.Private Banking Fee Schedule
Discretionary management fee — minimumPortfolio management
  • EUR 2,500 per quarter
EUR 10,000 a year before VAT. The tailor-made mandate's minimum is EUR 4,000 a quarter.Private Banking Fee Schedule
Advisory feeAdvisory
  • 0.55% p.a. (EUR 1,000,000 – EUR 5,000,000)
  • 0.5% p.a. (EUR 5,000,000 – EUR 15,000,000)
  • 0.45% p.a. (EUR 15,000,000 – EUR 25,000,000)
The Advisory tier. Active advisory costs 1.10%, 1.00% and 0.90% over the same bands with a EUR 3,200 quarterly minimum. Transaction fees are charged on top of both.Private Banking Fee Schedule
Advisory fee — minimumAdvisory
  • EUR 1,500 per quarter
EUR 6,000 a year before VAT, against EUR 12,800 on the Active advisory tier.Private Banking Fee Schedule
Execution-only feeCustody
  • 0.35% p.a. (up to EUR 1,000,000)
  • 0.3% p.a. (EUR 1,000,000 – EUR 5,000,000)
  • 0.25% p.a. (EUR 5,000,000 – EUR 15,000,000)
  • 0.2% p.a. (EUR 15,000,000 – EUR 25,000,000)
Covers portfolio administration, custody and corporate actions, deducted each calendar quarter. Transaction fees are charged separately and are the highest of the three service models — 1.40% on a main-market equity trade under EUR 25,000, against 0.80% under a discretionary mandate.Private Banking Fee Schedule
Execution-only fee — minimumCustody
  • EUR 750 per quarter
EUR 3,000 a year before VAT.Private Banking Fee Schedule
Foreign exchange commissionForeign exchange
  • 1%, min. EUR 5 (up to EUR 50,000) per transaction
  • 0.75%, min. EUR 5 (EUR 50,000 – EUR 500,000) per transaction
  • 0.3%, min. EUR 5 (above EUR 500,000) per transaction
Banded on the size of each operation, with a EUR 5 minimum. Forward foreign exchange costs double at every band. Note the cliff: an operation of EUR 50,000 costs 1% and one of EUR 50,001 costs 0.75%.Private Banking Fee Schedule
Private markets investment feeTrading commission
  • 1%
A one-off charge on private market investments, outside the all-in mandate fee. Primary market investment in tailor-made structured products is charged separately again, at up to 2%.Private Banking Fee Schedule
Outgoing transferOutgoing payments
  • 0.1%, min. EUR 5, max. EUR 200 per transaction
Incoming transfers are free. Securities transferred out are charged separately at EUR 100 per position.Private Banking Fee Schedule
Mail holdingStatements and documents
  • EUR 250 per year
Charged where correspondence is held at the bank rather than sent. VAT applies.Private Banking Fee Schedule
Statements sent by postStatements and documents
  • EUR 50 per quarter
Charged per account. Online consultation is free. VAT applies.Private Banking Fee Schedule
Account closingAccount closure
  • EUR 250
Charged per account for a natural person; a legal person pays EUR 500.Private Banking Fee Schedule

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementOffered
  • Investment advisoryOffered
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessOffered

Banking

  • Multi-currency accountsOffered
  • Payment cardsOffered
  • Foreign exchangeOffered

Lending

  • Lombard lendingNot disclosed
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningNot disclosed

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 31 May 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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