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Bank directory

BANK PROFILE · Luxembourg

Swissquote Bank Europe SA

The Luxembourg entity of the Swissquote group serves EU clients under CSSF supervision. It is priced differently from the Swiss bank in one respect that matters a great deal to buy-and-hold investors: it does not levy a custody fee. It does, however, charge an inactivity fee after a long period without trading.

Jurisdiction
Luxembourg
Regulator
CSSF
Founded
2000
Headquarters
Luxembourg

01 · AT A GLANCE

EU-regulated arm of a Swiss online bank

  • No custody fee, unlike the Swiss entity
  • EU-regulated under the CSSF
  • Inactivity charge applies after a prolonged period without trades
Minimum deposit

Not documentedThe bank documents reviewed here state no minimum for opening an account. That does not mean there is none; the bank may state one on request.

Client segments

Retail

Service languages

English, German, French

02 · ACCOUNTS AND PRODUCTS

Documented accounts and products.

Execution only

Trading account

Self-directed EU multi-currency trading account with no custody fee. MXN, THB, CNH, ILS and TRY can be held and used for trading, but do not support cash transfers.

Segment
Retail
Currencies
AED · AUD · CAD · CHF · CNH · DKK · EUR · GBP · HKD · HUF · ILS · JPY · MXN · NOK · NZD · PLN · QAR · SAR · SEK · SGD · THB · TRY · USD

03 · WHAT IT COSTS

Published pricing.

ChargeAmountWhen it applies
Inoperative account feeInactivity
  • 0.1%, min. EUR 50 per quarter
Applies after 3 years without activity. Charged on securities, digital assets and precious metals held. A separate research charge can apply to an account with no contact for three years, up to 10% of its value and capped at EUR 25,000.Trading account fees: custody, payment and other fees
Account maintenance feeAccount maintenance
  • EUR 15 per month
Applies to clients resident outside the bank's home market. Free for residents of the EU and UK and for VIP clients. Everyone else pays it in any month without at least one trade, and foreign exchange trades do not count.Trading account fees: custody, payment and other fees
Securities transfer outOther
  • EUR 25 per item
Charged per position transferred away from the bank.Trading account fees: custody, payment and other fees

Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.

04 · SERVICES

What the bank offers.

“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.

Investment

  • Discretionary portfolio managementNot disclosed
  • Investment advisoryNot disclosed
  • Execution-only tradingOffered
  • Custody and safekeepingOffered
  • Private markets accessNot disclosed

Banking

  • Multi-currency accountsOffered
  • Payment cardsNot disclosed
  • Foreign exchangeOffered

Lending

  • Lombard lendingNot disclosed
  • Mortgages and property financeNot disclosed

Planning

  • Wealth and estate planningNot disclosed

Structuring

  • Trust and foundation servicesNot disclosed

Digital

  • Online bankingOffered
  • Mobile app
    • iOS
    • Android
    Offered

Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.

05 · SOURCES

Where these figures come from.

Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.

Next scheduled review: 30 November 2026. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.

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