01 · AT A GLANCE
Liechtenstein private bank with a strong intermediary business
- Three separate published price lists, each with a validity date
- Clients outside the focus markets pay CHF 150 a month on top of the private banking package
- Custody is charged on total assets, not just the portfolio, for clients outside LI, CH and AT
- Mandates run from CHF 250,000 for a fund mandate to CHF 2 million for a tailored one
From CHF 250,000The lowest documented entry amount among the bank's account and mandate products: VP Vida Essential. Other products may require more.
Affluent, Wealth management, Private banking, Institutional
German, English
02 · ACCOUNTS AND PRODUCTS
Documented accounts and products.
Current account
Payment account explicitly available in Swiss francs and euros; the bank also refers to major foreign currencies without enumerating them.
- Segment
- Affluent
- Currencies
- CHF · EUR
VP Basic
The entry package: a private account, a savings account and a euro current account, e-banking payments, standing orders and turnover commission, with an initial consultation for financial and pension planning.
- Segment
- Affluent
- Currencies
- CHF
VP Sensa
The private banking package: access to the investment platform, portfolio analysis, and goal-based advice. It carries no stated minimum investment — the thresholds sit on the mandates, not on the package.
- Segment
- Private banking
- Currencies
- CHF
Securities account
Safekeeping and administration of securities, covering statements of assets. Charged quarterly on the average value of the account — or, for a client domiciled outside Liechtenstein, Switzerland and Austria, on total assets.
- Segment
- Affluent
- Currencies
- CHF
VP Vida Essential
A fund mandate, managed with a single flat fee of 0.60% a year at every size.
- Entry from
- CHF 250,000
- Segment
- Affluent
- Currencies
- CHF
VP Vida Advanced
A mandate combining collective and direct investments, from 0.95% a year falling to 0.65% above CHF 10 million.
- Entry from
- CHF 750,000
- Segment
- Wealth management
- Currencies
- CHF
VP Vida Custom
A fully tailored investment strategy, from 1.00% a year falling to 0.55% above CHF 25 million.
- Entry from
- CHF 2,000,000
- Segment
- Ultra high net worth
- Currencies
- CHF
VP Auda Advanced
Advice at regular intervals from a client advisor, with the decision left to the client. A second advisory tier requires CHF 1 million.
- Entry from
- CHF 250,000
- Segment
- Private banking
- Currencies
- CHF
Execution only
Self-directed securities transactions priced separately from advisory and discretionary mandates.
- Segment
- Affluent
03 · WHAT IT COSTS
Published pricing.
| Charge | Amount | When it applies |
|---|---|---|
| Private banking package surcharge — clients outside the focus marketsAccount maintenance |
| Applies to clients resident outside the bank's home market. Doubles the CHF 150 package fee. The bank's focus markets are Liechtenstein, Switzerland, Luxembourg, Singapore, the British Virgin Islands, Germany, Denmark, Estonia, Latvia, Lithuania, Norway, Austria, Portugal, Sweden, Spain, Ukraine, Cyprus, China, Hong Kong, Indonesia, Malaysia, Taiwan, Thailand and the United Arab Emirates, and the schedule states that the domicile of the contractual partner is decisive. A further CHF 100 a month applies to legal entities, and CHF 300 a month where the relationship requires enhanced monitoring for regulatory reasons.Services and fees for private banking |
| Private banking package feeAccount maintenance |
| Billed quarterly. Manual payments and other services are charged separately.Services and fees for private banking |
| Basic package surcharge — cross-border servicesAccount maintenance |
| Applies to clients resident outside the bank's home market. Charged to clients in markets other than Liechtenstein, Switzerland, Austria and Germany, which is six and a half times the package fee itself. A client in Germany pays CHF 30 instead. Note this is a different geography from the focus-market list used for the private banking package.Services and fees for basic products |
| Basic package feeAccount maintenance |
| Billed quarterly.Services and fees for basic products |
| Securities account management feeCustody |
| Covers statements of assets and the safekeeping and management of securities. Calculated on the average value of the securities account for the period, or on total assets for a client domiciled outside Liechtenstein, Switzerland and Austria. VP Bank funds are charged at half this rate, physical precious metals at 0.21%, and VP Bank's own shares, bonds and medium-term notes not at all.Fees and rates for investments |
| Securities account management fee — minimumCustody |
| Charged where the rate above comes to less.Fees and rates for investments |
| Custody surcharge — foreign securities domicileCustody |
| Payable on securities held outside Switzerland and Liechtenstein, and on alternative investment funds such as hedge funds and externally held precious metals. Domestic securities and investment funds carry 0.04% instead, and securities held at VP Bank itself 0.17%.Fees and rates for investments |
| Wealth management fee — VP Vida CustomPortfolio management |
| The tailored mandate. VP Vida Advanced runs from 0.95% to 0.65% and VP Vida Essential is a flat 0.60% at every size. The schedule states that rates are tiered, meaning the rate shown applies to the whole amount rather than to the slice, and that the minimum fee is calculated from the minimum investment amount.Services and fees for private banking |
| Investment advisory fee — VP Auda AdvancedAdvisory |
| Charged quarterly on the average assets for the period. VP Bank's own investment funds, shares, bonds, medium-term notes and savings deposits are excluded from the calculation.Services and fees for private banking |
Figures are shown in the currency the bank publishes them in and are not converted. This is not a complete tariff — always read the full source document.
04 · SERVICES
What the bank offers.
“Not disclosed” means the bank does not state this publicly — it is not a statement that the service is unavailable.
Investment
- Discretionary portfolio managementOffered
- Investment advisoryOffered
- Execution-only tradingOffered
- Custody and safekeepingOffered
- Private markets accessNot disclosed
Banking
- Multi-currency accountsOffered
- Payment cards
- Visa credit cardcredit
- Mastercard debit carddebit
- Mastercard credit cardcredit
- Foreign exchangeOffered
credit
debitLending
- Lombard lendingNot disclosed
- Mortgages and property financeOffered
Planning
- Wealth and estate planningOffered
Structuring
- Trust and foundation servicesNot disclosed
Digital
- Online bankingOffered
- Mobile app
- iOS
- Android
Card network and platform names are trademarks of their owners. They are shown to record what the bank publishes about its own products, and do not indicate any partnership, endorsement, or affiliation.
05 · SOURCES
Where these figures come from.
Only documents published or supplied by the bank are used. Nothing here is taken from brokers or comparison sites.
Next scheduled review: 31 August 2027. Bank tariffs change frequently — several institutions in this directory revised theirs twice during 2026.