BANK RANKING

Private banks in Liechtenstein, sorted by documented criteria

5 banks in Liechtenstein, compared on 16 criteria from public documents of the banks, deposit protection schemes and rating agencies. Cost sample case: a EUR 1 million securities portfolio. The order follows a fixed points formula; offbnk receives no payment from any of these banks.

How the points are calculated

Positions result solely from a fixed points formula (methodology v1.0). Main parameters and weighting: Security 30, Access 20, Costs 20, Services 20, Transparency and digital 10 (100 points in total); the individual criteria are shown in the table and in the methodology. Where no price list is public, or it gives no price for a part of the cost sample case, that part is not scored and the remaining criteria are scaled to 100 points. Information not found in the documents reviewed scores 0. Banks with less than 70 % of criteria backed by data receive no rank. The basis is publicly available documents of the banks, deposit protection schemes and rating agencies (as of: bank documents and ratings 24 Sep 2026; deposit protection and cost sample case 5 Oct 2026). Equal scores are separated by the higher Security score, then alphabetically. Filters only hide banks and never change points. offbnk receives no payment from any bank in this ranking. The ranking is not investment advice and not a recommendation to choose a particular bank.

Cost sample case: a private client domiciled in Germany holds EUR 1,000,000 in listed shares and bonds for one year in a custody account without a mandate, buys shares 10 times for EUR 20,000 each on a stock exchange outside the bank's home country, and exchanges EUR 100,000 into US dollars once.

Sort byEntry amount up toPrice list public

Filters only hide banks and never change points. A bank without a published entry amount is hidden by the amount filter.

Bank5 banks	1VP BankLiechtenstein	2Liechtensteinische Landesbank (LLB)Liechtenstein	3Bank FrickLiechtenstein	4Kaiser Partner PrivatbankLiechtenstein	5LGT BankLiechtenstein
Total score	Very good78.3 of 100Costs: partly not public	Very good75.3 of 100Costs: partly not public	Good69.1 of 100Costs: partly not public	Good67 of 100	Satisfactory62.7 of 100Costs: partly not public
	26/30	28/30	18/30	18/30	26/30
Credit rating of the bank 12	8/12Moody's: A1 i Source: VP Bank Ltd, VP Bank ratings (checked 25 Aug 2026)	10/12Moody's: Aa1 i Source: Liechtensteinische Landesbank AG, Moody's upgrades LLB deposit rating to Aa1 (checked 25 Aug 2026)	0/12No Moody's, S&P or Fitch rating of this bank found (as of 6 Sep 2026)	0/12No Moody's, S&P or Fitch rating of this bank found (as of 5 Sep 2026)	8/12Moody's: A1 i Source: Moody's Ratings, LGT Bank AG Moody's credit opinion (checked 25 Aug 2026)
Statutory deposit protection 10	10/10100,000 CHF (about 105,507 EUR) · Einlagensicherungs- und Anlegerentschädigungs-Stiftung (EAS) i Source: EAS Liechtenstein, Factsheet Einlagensicherung (checked 5 Oct 2026)	10/10100,000 CHF (about 105,507 EUR) · Einlagensicherungs- und Anlegerentschädigungs-Stiftung (EAS) i Source: EAS Liechtenstein, Factsheet Einlagensicherung (checked 5 Oct 2026)	10/10100,000 CHF (about 105,507 EUR) · Einlagensicherungs- und Anlegerentschädigungs-Stiftung (EAS) i Source: EAS Liechtenstein, Factsheet Einlagensicherung (checked 5 Oct 2026)	10/10100,000 CHF (about 105,507 EUR) · Einlagensicherungs- und Anlegerentschädigungs-Stiftung (EAS) i Source: EAS Liechtenstein, Factsheet Einlagensicherung (checked 5 Oct 2026)	10/10100,000 CHF (about 105,507 EUR) · Einlagensicherungs- und Anlegerentschädigungs-Stiftung (EAS) i Source: EAS Liechtenstein, Factsheet Einlagensicherung (checked 5 Oct 2026)
Credit rating of the country 8	8/8S&P: AAA i Source: S&P Global Ratings, Default, Transition, and Recovery: 2025 Annual Global Sovereign Default And Rating Transition Study (checked 25 Aug 2026)	8/8S&P: AAA i Source: S&P Global Ratings, Default, Transition, and Recovery: 2025 Annual Global Sovereign Default And Rating Transition Study (checked 25 Aug 2026)	8/8S&P: AAA i Source: S&P Global Ratings, Default, Transition, and Recovery: 2025 Annual Global Sovereign Default And Rating Transition Study (checked 25 Aug 2026)	8/8S&P: AAA i Source: S&P Global Ratings, Default, Transition, and Recovery: 2025 Annual Global Sovereign Default And Rating Transition Study (checked 25 Aug 2026)	8/8S&P: AAA i Source: S&P Global Ratings, Default, Transition, and Recovery: 2025 Annual Global Sovereign Default And Rating Transition Study (checked 25 Aug 2026)
	15/20	12/20	19/20	9/20	2/20
Lowest published entry amount 9	5/9250,000 CHF (about 263,769 EUR) · VP Vida Essential i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	5/9250,000 CHF (about 263,769 EUR) · LLB Comfort mandate — collective investments i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	9/950,000 CHF (about 52,754 EUR) · Nostro call deposit i Source: Bank Frick AG, Standard fee schedule (checked 6 Sep 2026)	7/9100,000 CHF (about 105,507 EUR) · Nostro time deposit i Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Sep 2026)	0/9Not found in the documents reviewed (as of 21 Aug 2026)
Clients resident in the EU 8	8/8Accepted, per the bank's published rules i Source: VP Bank, https://www.vpbank.com/en/intermediaries/e-services/digital-onboarding/requirements-technology-and-documents (checked 8 Sep 2026)	5/8Accepted with conditions the bank publishes i Source: Liechtensteinische Landesbank (LLB), https://willbe-invest.com/de/willbe/ueber-willbe/faq (checked 8 Sep 2026)	8/8Accepted, per the bank's published rules i Source: Bank Frick, https://www.bankfrick.li/en/faq (checked 8 Sep 2026)	0/8Not found in the documents reviewed	0/8Not found in the documents reviewed
Service languages 3	2/3German, English i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	2/3German, English i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	2/3German, English i Source: Bank Frick AG, General Business Conditions including Safe Custody Regulations (checked 6 Sep 2026)	2/3German, English i Source: Kaiser Partner Privatbank AG, Imprint (checked 5 Sep 2026)	2/3German, English i Source: LGT Bank AG, Services and fees — Basic cash services (checked 16 Aug 2026)
	8/12	10/17	12/17	10/20	1/3
Custody and account, per year 12	8/120.403 % a year · 4,027 EUR i Securities account management fee: 2,900 EUR Custody surcharge — foreign securities domicile: 1,000 EUR Basic package fee: 127 EUR Securities account fee, surcharge for securities held outside Switzerland and Liechtenstein, and the basic package with the private account. Source: VP Bank Ltd, Fees and rates for investments (checked 5 Oct 2026)	8/120.438 % a year · 4,380 EUR i Securities management fee: 3,000 EUR Custody surcharge on foreign securities: 1,000 EUR Cross-border fee: 380 EUR Securities management fee, surcharge for securities issued outside Liechtenstein and Switzerland, and the cross-border fee. Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 5 Oct 2026)	10/120.321 % a year · 3,211 EUR i Custody fee: 3,000 EUR Account maintenance per client relationship: 211 EUR Source: Bank Frick AG, Standard fee schedule (checked 5 Oct 2026)	8/120.442 % a year · 4,422 EUR i Classic basic fee: 4,000 EUR Regulatory base fee: 422 EUR Classic package basic fee plus the regulatory base fee. Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Oct 2026)	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: LGT Bank AG, Services and fees — Basic cash services (checked 5 Oct 2026)
10 share purchases of EUR 20,000 5	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: VP Bank Ltd, Fees and rates for investments (checked 5 Oct 2026)	2/50.9 % · 1,800 EUR i Brokerage — equities and similar securities, abroad: 1,800 EUR Foreign exchange rate with the 50 % discount for LLB Online orders. Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 5 Oct 2026)	2/51 % · 2,000 EUR i Securities commission — shares, funds and structured products: 2,000 EUR Online order, so the supplement for manual orders does not apply. Source: Bank Frick AG, Standard fee schedule (checked 5 Oct 2026)	1/51.7 % · 3,400 EUR i Classic brokerage — other instruments: 3,200 EUR Debit turnover commission: 200 EUR Classic brokerage for shares plus the debit turnover commission, which the price list excludes only for sales. Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Oct 2026)	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: LGT Bank AG, Services and fees — Basic cash services (checked 5 Oct 2026)
Currency exchange of EUR 100,000 3	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: VP Bank Ltd, Fees and rates for investments (checked 5 Oct 2026)	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 5 Oct 2026)	-Not found in the public price list (as of 5 Oct 2026); not scored i Source: Bank Frick AG, Standard fee schedule (checked 5 Oct 2026)	1/31 % · 1,000 EUR i Foreign-exchange and precious-metal spread: 1,000 EUR Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Oct 2026)	1/31.5 % · 1,500 EUR i Bank fee on foreign currency and metal account transactions: 1,500 EUR Source: LGT Bank AG, Services and fees — Basic cash services (checked 5 Oct 2026)
	15/20	15/20	10/20	20/20	15/20
Multi-currency accounts 5	5/5Offered i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	5/5Offered i Source: Liechtensteinische Landesbank AG, Overview of prices for accounts, cards and payment services (checked 16 Aug 2026)	5/5Offered i Source: Bank Frick AG, Corporate Professional (checked 6 Sep 2026)	5/5Offered i Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Sep 2026)	5/5Offered i Source: LGT Bank AG, Services and fees — Basic cash services (checked 16 Aug 2026)
Discretionary mandate 5	5/5Offered i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	5/5Offered i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	0/5Per the documents reviewed: not offered (as of 6 Sep 2026) i Source: Bank Frick AG, General information on MiFID II (checked 6 Sep 2026)	5/5Offered i Source: Kaiser Partner Privatbank AG, Banking Services / Private Banking (checked 5 Sep 2026)	5/5Offered i Source: LGT Bank AG, Private banking and banking services publications (checked 21 Aug 2026)
Advisory mandate 5	5/5Offered i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	5/5Offered i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	0/5Per the documents reviewed: not offered (as of 6 Sep 2026) i Source: Bank Frick AG, General information on MiFID II (checked 6 Sep 2026)	5/5Offered i Source: Kaiser Partner Privatbank AG, Banking Services / Private Banking (checked 5 Sep 2026)	5/5Offered i Source: LGT Bank AG, Private banking and banking services publications (checked 21 Aug 2026)
Lombard lending (availability only) 5	0/5Not found in the documents reviewed (as of 21 Aug 2026)	0/5Not found in the documents reviewed (as of 21 Aug 2026)	5/5Offered i Source: Bank Frick AG, Intermediary Solutions (checked 6 Sep 2026)	5/5Offered i Source: Kaiser Partner Privatbank AG, Investing in Crypto Assets with Maximum Security (checked 5 Sep 2026)	0/5Not found in the documents reviewed (as of 21 Aug 2026)
	8/10	8/10	8/10	10/10	8/10
Price list public 4	2/4Public; prices found for 1 of 3 parts of the cost sample case i Source: VP Bank Ltd, Fees and rates for investments (checked 16 Aug 2026)	2/4Public; prices found for 2 of 3 parts of the cost sample case i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	2/4Public; prices found for 2 of 3 parts of the cost sample case i Source: Bank Frick AG, Standard fee schedule (checked 6 Sep 2026)	4/4Public; prices found for 3 of 3 parts of the cost sample case i Source: Kaiser Partner Privatbank AG, Fee Schedule Private Banking (checked 5 Sep 2026)	2/4Public; prices found for 1 of 3 parts of the cost sample case i Source: LGT Bank AG, Services and fees — Basic cash services (checked 16 Aug 2026)
E-banking 3	3/3Offered i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	3/3Offered i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	3/3Offered i Source: Bank Frick AG, Bank Frick Online Banking (checked 6 Sep 2026)	3/3Offered i Source: Kaiser Partner Privatbank AG, Online Banking (checked 5 Sep 2026)	3/3Offered i Source: LGT Bank AG, Services and fees — Basic cash services (checked 16 Aug 2026)
App 3	3/3Offered · iOS, Android i Source: VP Bank Ltd, Services and fees for private banking (checked 16 Aug 2026)	3/3Offered · iOS, Android i Source: Liechtensteinische Landesbank AG, Schedule of fees for investment transactions — Best conditions for your assets (checked 16 Aug 2026)	3/3Offered · Android i Source: Google Play, Bank Frick PushTAN — Google Play listing (checked 6 Sep 2026)	3/3Offered · iOS, Android i Source: Kaiser Partner Privatbank AG, Mobile Banking Support (checked 5 Sep 2026)	3/3Offered · iOS, Android i Source: LGT Bank AG, Services and fees — Basic cash services (checked 16 Aug 2026)
Criteria backed by data	95 %	95 %	100 %	92 %	73 %
Supervisor Shown for information, no points.	FMA Liechtenstein	FMA Liechtenstein	FMA Liechtenstein	FMA Liechtenstein	FMA Liechtenstein
Last verified	21 Aug 2026	21 Aug 2026	6 Sep 2026	5 Sep 2026	21 Aug 2026
Profile	View bank profile →Bank website	View bank profile →Bank website	View bank profile →Bank website	View bank profile →Bank website	View bank profile →Bank website

1
VP BankLiechtenstein
Very good78.3 of 100Costs: partly not public
- Security26/30
- Access15/20
- Costs8/12
- Services15/20
- Transparency and digital8/10
View bank profile
2
Liechtensteinische Landesbank (LLB)Liechtenstein
Very good75.3 of 100Costs: partly not public
- Security28/30
- Access12/20
- Costs10/17
- Services15/20
- Transparency and digital8/10
View bank profile
3
Bank FrickLiechtenstein
Good69.1 of 100Costs: partly not public
- Security18/30
- Access19/20
- Costs12/17
- Services10/20
- Transparency and digital8/10
View bank profile
4
Kaiser Partner PrivatbankLiechtenstein
Good67 of 100
- Security18/30
- Access9/20
- Costs10/20
- Services20/20
- Transparency and digital10/10
View bank profile
5
LGT BankLiechtenstein
Satisfactory62.7 of 100Costs: partly not public
- Security26/30
- Access2/20
- Costs1/3
- Services15/20
- Transparency and digital8/10
View bank profile