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BANK RANKING

Private banks in other locations, sorted by documented criteria

10 banks in other locations, compared on 16 criteria from public documents of the banks, deposit protection schemes and rating agencies. Cost sample case: a EUR 1 million securities portfolio. The order follows a fixed points formula; offbnk receives no payment from any of these banks.

How the points are calculated

Positions result solely from a fixed points formula (methodology v1.0). Main parameters and weighting: Security 30, Access 20, Costs 20, Services 20, Transparency and digital 10 (100 points in total); the individual criteria are shown in the table and in the methodology. Where no price list is public, or it gives no price for a part of the cost sample case, that part is not scored and the remaining criteria are scaled to 100 points. Information not found in the documents reviewed scores 0. Banks with less than 70 % of criteria backed by data receive no rank. The basis is publicly available documents of the banks, deposit protection schemes and rating agencies (as of: bank documents and ratings 24 Sep 2026; deposit protection and cost sample case 5 Oct 2026). Equal scores are separated by the higher Security score, then alphabetically. Filters only hide banks and never change points. offbnk receives no payment from any bank in this ranking. The ranking is not investment advice and not a recommendation to choose a particular bank.

Cost sample case: a private client domiciled in Germany holds EUR 1,000,000 in listed shares and bonds for one year in a custody account without a mandate, buys shares 10 times for EUR 20,000 each on a stock exchange outside the bank's home country, and exchanges EUR 100,000 into US dollars once.

Filters only hide banks and never change points. A bank without a published entry amount is hidden by the amount filter.

Bank8 banks1CreandAndorra2Nedbank Private WealthIsle of Man3MoraBancAndorra4Barclays International BankingJersey5HSBC ExpatJersey6RBC Bank (Channel Islands)Jersey7Butterfield BankBermuda8Standard Bank (Isle of Man)Isle of Man
Total scoreVery good76.3 of 100Costs: not publicSatisfactory62.9 of 100Costs: partly not publicSatisfactory60 of 100Satisfactory58.8 of 100Costs: not publicSatisfactory52.5 of 100Costs: not publicSatisfactory50 of 100Costs: not publicAdequate42.5 of 100Costs: not publicAdequate42.5 of 100Costs: not public
19/3012/3019/3020/3020/3012/3012/3012/30
Credit rating of the bank 125/12Fitch: BBB-
i

Source: Creand Group, Fitch confirms Creand Crèdit Andorrà rating at BBB- (checked 7 Sep 2026)

0/12No Moody's, S&P or Fitch rating of this bank found (as of 6 Sep 2026)5/12Fitch: BBB-
i

Source: Fitch Ratings, Fitch revises MoraBanc outlook to positive; affirms IDR at BBB- (checked 6 Sep 2026)

8/12Moody's: A1
i

Source: Barclays PLC, Credit ratings (checked 25 Aug 2026)

8/12Moody's: A1
i

Source: HSBC Holdings plc, Credit ratings (checked 25 Aug 2026)

0/12No Moody's, S&P or Fitch rating of this bank found (as of 25 Aug 2026)5/12S&P: BBB+
i

Source: Butterfield Group, Credit Ratings (checked 25 Aug 2026)

0/12No Moody's, S&P or Fitch rating of this bank found (as of 25 Aug 2026)
Statutory deposit protection 1010/10100,000 EUR · Fons Andorrà de Garantia de Dipòsits (FAGADI)
i

Source: Andorran Financial Authority (AFA), Guarantee Schemes (checked 5 Oct 2026)

6/1050,000 GBP (about 58,505 EUR) · Isle of Man Depositors' Compensation Scheme
i

Source: Isle of Man Financial Services Authority, Isle of Man Depositors' Compensation Scheme (DCS) (checked 5 Oct 2026)

10/10100,000 EUR · Fons Andorrà de Garantia de Dipòsits (FAGADI)
i

Source: Andorran Financial Authority (AFA), Guarantee Schemes (checked 5 Oct 2026)

6/1050,000 GBP (about 58,505 EUR) · Jersey Bank Depositors Compensation Scheme
i

Per Jersey banking group, not per bank.

Source: Jersey Resolution and Depositor Compensation Authority, Jersey Bank Depositors Compensation Scheme (checked 5 Oct 2026)

6/1050,000 GBP (about 58,505 EUR) · Jersey Bank Depositors Compensation Scheme
i

Per Jersey banking group, not per bank.

Source: Jersey Resolution and Depositor Compensation Authority, Jersey Bank Depositors Compensation Scheme (checked 5 Oct 2026)

6/1050,000 GBP (about 58,505 EUR) · Jersey Bank Depositors Compensation Scheme
i

Per Jersey banking group, not per bank.

Source: Jersey Resolution and Depositor Compensation Authority, Jersey Bank Depositors Compensation Scheme (checked 5 Oct 2026)

3/1025,000 BMD (about 22,017 EUR) · Bermuda Deposit Insurance Corporation
i

Bermuda-dollar deposits only.

Source: Government of Bermuda, Deposit Insurance Scheme in Bermuda (checked 5 Oct 2026)

6/1050,000 GBP (about 58,505 EUR) · Isle of Man Depositors' Compensation Scheme
i

Source: Isle of Man Financial Services Authority, Isle of Man Depositors' Compensation Scheme (DCS) (checked 5 Oct 2026)

Credit rating of the country 84/8S&P: A-
i

Source: Autoritat Financera Andorrana, S&P upgrades Andorra's outlook to positive and affirms the A-/A-2 rating (checked 6 Sep 2026)

6/8Moody's: Aa3
i

Source: Isle of Man Government, Isle of Man maintains Aa3 stable credit rating (checked 25 Aug 2026)

4/8S&P: A-
i

Source: Autoritat Financera Andorrana, S&P upgrades Andorra's outlook to positive and affirms the A-/A-2 rating (checked 6 Sep 2026)

6/8S&P: AA-
i

Source: Government of Jersey, Jersey maintains AA- stable credit rating (checked 25 Aug 2026)

6/8S&P: AA-
i

Source: Government of Jersey, Jersey maintains AA- stable credit rating (checked 25 Aug 2026)

6/8S&P: AA-
i

Source: Government of Jersey, Jersey maintains AA- stable credit rating (checked 25 Aug 2026)

4/8Moody's: A1
i

Source: Government of Bermuda, Moody's upgrades Bermuda to A1 and maintains stable outlook (checked 25 Aug 2026)

6/8Moody's: Aa3
i

Source: Isle of Man Government, Isle of Man maintains Aa3 stable credit rating (checked 25 Aug 2026)

20/2010/206/2010/2010/206/2010/2010/20
Lowest published entry amount 99/920 EUR · CryptoWallet
i

Source: Crèdit Andorrà, SA, CryptoWallet (checked 7 Sep 2026)

9/950,000 GBP (about 58,505 EUR) · Fixed term deposit
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Source: Nedbank Private Wealth Limited, Fixed term deposit — factsheet (checked 6 Sep 2026)

3/9600,000 EUR · Premium Account
i

Source: Mora Banc Grup, SA, Premium Account (checked 6 Sep 2026)

9/91 USD (about 1 EUR) · International Reserve Account
i

Source: Barclays Bank PLC, International Banking interest rates for savings accounts (checked 6 Sep 2026)

9/95,000 USD (about 4,403 EUR) · Saver Account
i

Source: HSBC Bank plc, Jersey Branch, Saver Account (checked 6 Sep 2026)

5/9250,000 GBP (about 292,524 EUR) · Wealth management account
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

9/95,000 BMD (about 4,403 EUR) · Bermuda dollar fixed-term deposit
i

Source: The Bank of N.T. Butterfield & Son Limited, Fixed term deposits (checked 21 Aug 2026)

9/9500 USD (about 440 EUR) · Professional Demand Account
i

Source: Standard Bank Isle of Man Limited, Specific terms and conditions — International Personal Banking bank accounts (checked 16 Aug 2026)

Clients resident in the EU 88/8Accepted, per the bank's published rules
i

Source: Creand, https://creand.ad/en/become-a-customer-open-bank-account-online/accounts/ (checked 8 Sep 2026)

0/8Not found in the documents reviewed0/8Not found in the documents reviewed0/8Not found in the documents reviewed0/8Not found in the documents reviewed0/8Not found in the documents reviewed0/8Not found in the documents reviewed0/8Not found in the documents reviewed
Service languages 33/3Catalan, English, Spanish, French
i

Source: Autoritat Financera Andorrana, Register of Authorised Entities (checked 7 Sep 2026)

1/3English
i

Source: Nedbank Private Wealth Limited, Legal Notices (checked 6 Sep 2026)

3/3Catalan, English, Spanish, French
i

Source: Autoritat Financera Andorrana, Mora Banc Grup, SA — register of authorised entities (checked 6 Sep 2026)

1/3English
i

Source: Barclays Bank PLC, Jersey Branch, Site terms (checked 6 Sep 2026)

1/3English
i

Source: HSBC Bank plc, Jersey Branch, Legal Information (checked 6 Sep 2026)

1/3English
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

1/3English
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 15 Aug 2026)

1/3English
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 16 Aug 2026)

Costs: not public16/175/20Costs: not publicCosts: not publicCosts: not publicCosts: not publicCosts: not public
Custody and account, per year 12-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Crèdit Andorrà, SA, Fees and charges (checked 5 Oct 2026)

12/120.179 % a year · 1,793 EUR
i

Custody and administration charge: 1,793 EUR

Source: Nedbank Private Wealth Limited, Tariff of Charges — Personal Accounts (checked 5 Oct 2026)

2/121.5 % a year · 15,000 EUR
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Securities custody fee: 15,000 EUR

Published maximum, excluding Andorran IGI.

Source: Mora Banc Grup, SA, Tarifes repercutibles a clients (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Barclays Bank PLC, International Banking interest rates for savings accounts (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: HSBC Bank plc, Jersey Branch, HSBC Expat Tariff of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 5 Oct 2026)

10 share purchases of EUR 20,000 5-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Crèdit Andorrà, SA, Fees and charges (checked 5 Oct 2026)

4/50.5 % · 1,000 EUR
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Dealing charge: 1,000 EUR

Source: Nedbank Private Wealth Limited, Tariff of Charges — Personal Accounts (checked 5 Oct 2026)

1/51.5 % · 3,000 EUR
i

Securities purchase or sale: 3,000 EUR

Source: Mora Banc Grup, SA, Tarifes repercutibles a clients (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Barclays Bank PLC, International Banking interest rates for savings accounts (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: HSBC Bank plc, Jersey Branch, HSBC Expat Tariff of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 5 Oct 2026)

Currency exchange of EUR 100,000 3-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Crèdit Andorrà, SA, Fees and charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Nedbank Private Wealth Limited, Account interest rates (checked 5 Oct 2026)

2/30.35 % · 350 EUR
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Foreign exchange commission: 350 EUR

Source: Mora Banc Grup, SA, Tarifes repercutibles a clients (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Barclays Bank PLC, International Banking interest rates for savings accounts (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: HSBC Bank plc, Jersey Branch, HSBC Expat Tariff of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 5 Oct 2026)

-Not found in the public price list (as of 5 Oct 2026); not scored
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 5 Oct 2026)

15/2015/2020/2010/205/2015/205/205/20
Multi-currency accounts 55/5Offered
i

Source: Crèdit Andorrà, SA, Current Account for companies (checked 7 Sep 2026)

5/5Offered
i

Source: Nedbank Private Wealth Limited, Account interest rates (checked 6 Sep 2026)

5/5Offered
i

Source: Mora Banc Grup, SA, Tarifes repercutibles a clients (checked 6 Sep 2026)

5/5Offered
i

Source: Barclays Bank PLC, Jersey Branch, International Bank Account (checked 6 Sep 2026)

5/5Offered
i

Source: HSBC Bank plc, Jersey Branch, Global Money Account (checked 6 Sep 2026)

5/5Offered
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

5/5Offered
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 15 Aug 2026)

5/5Offered
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 16 Aug 2026)

Discretionary mandate 55/5Offered
i

Source: Crèdit Andorrà, SA, Financial solutions (checked 7 Sep 2026)

5/5Offered
i

Source: Nedbank Private Wealth Limited, Let us manage your investments (checked 6 Sep 2026)

5/5Offered
i

Source: Mora Banc Grup, SA, Discretionary portfolio management (checked 6 Sep 2026)

5/5Offered
i

Source: Barclays Bank PLC, Jersey Branch, Discretionary portfolio management (checked 6 Sep 2026)

0/5Not found in the documents reviewed (as of 24 Sep 2026)5/5Offered
i

Source: Royal Bank of Canada (Channel Islands) Limited, Terms of business (checked 21 Aug 2026)

0/5Not found in the documents reviewed (as of 21 Aug 2026)0/5Not found in the documents reviewed (as of 16 Aug 2026)
Advisory mandate 55/5Offered
i

Source: Crèdit Andorrà, SA, Financial solutions (checked 7 Sep 2026)

0/5Not found in the documents reviewed (as of 6 Sep 2026)5/5Offered
i

Source: Mora Banc Grup, SA, Investment advisory service (checked 6 Sep 2026)

0/5Not found in the documents reviewed (as of 6 Sep 2026)0/5Not found in the documents reviewed (as of 24 Sep 2026)5/5Offered
i

Source: Royal Bank of Canada (Channel Islands) Limited, Terms of business (checked 21 Aug 2026)

0/5Not found in the documents reviewed (as of 21 Aug 2026)0/5Not found in the documents reviewed (as of 16 Aug 2026)
Lombard lending (availability only) 50/5Not found in the documents reviewed (as of 7 Sep 2026)5/5Offered
i

Source: Nedbank Private Wealth Limited, Private Banking (checked 6 Sep 2026)

5/5Offered
i

Source: Mora Banc Grup, SA, Financing solutions (checked 6 Sep 2026)

0/5Not found in the documents reviewed (as of 6 Sep 2026)0/5Not found in the documents reviewed (as of 24 Sep 2026)0/5Not found in the documents reviewed (as of 21 Aug 2026)0/5Not found in the documents reviewed (as of 21 Aug 2026)0/5Not found in the documents reviewed (as of 16 Aug 2026)
7/108/1010/107/107/107/107/107/10
Price list public 41/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: Crèdit Andorrà, SA, Fees and charges (checked 7 Sep 2026)

2/4Public; prices found for 2 of 3 parts of the cost sample case
i

Source: Nedbank Private Wealth Limited, Account interest rates (checked 6 Sep 2026)

4/4Public; prices found for 3 of 3 parts of the cost sample case
i

Source: Mora Banc Grup, SA, Tarifes repercutibles a clients (checked 6 Sep 2026)

1/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: Barclays Bank PLC, International Banking interest rates for savings accounts (checked 6 Sep 2026)

1/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: HSBC Bank plc, Jersey Branch, HSBC Expat Tariff of Charges (checked 6 Sep 2026)

1/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

1/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 15 Aug 2026)

1/4Public; prices found for 0 of 3 parts of the cost sample case
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 16 Aug 2026)

E-banking 33/3Offered
i

Source: Crèdit Andorrà, SA, Digital Creand (checked 7 Sep 2026)

3/3Offered
i

Source: Nedbank Private Wealth Limited, Private banking services in the Isle of Man (checked 6 Sep 2026)

3/3Offered
i

Source: Mora Banc Grup, SA, MoraBanc App (checked 6 Sep 2026)

3/3Offered
i

Source: Barclays Bank PLC, International Banking tariff guide — Barclays Bank PLC (UK, Guernsey, Isle of Man and Jersey branch) (checked 6 Sep 2026)

3/3Offered
i

Source: HSBC Bank plc, Jersey Branch, HSBC Expat Tariff of Charges (checked 6 Sep 2026)

3/3Offered
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

3/3Offered
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 15 Aug 2026)

3/3Offered
i

Source: Standard Bank Isle of Man Limited, Charges for Banking Services (checked 16 Aug 2026)

App 33/3Offered · iOS, Android
i

Source: Crèdit Andorrà, SA, Digital Creand (checked 7 Sep 2026)

3/3Offered
i

Source: Nedbank Private Wealth Limited, Private banking services in the Isle of Man (checked 6 Sep 2026)

3/3Offered · iOS, Android
i

Source: Mora Banc Grup, SA, MoraBanc App (checked 6 Sep 2026)

3/3Offered
i

Source: Barclays Bank PLC, International Banking tariff guide — Barclays Bank PLC (UK, Guernsey, Isle of Man and Jersey branch) (checked 6 Sep 2026)

3/3Offered
i

Source: HSBC Bank plc, Jersey Branch, Download Our Mobile Banking App (checked 6 Sep 2026)

3/3Offered
i

Source: Royal Bank of Canada (Channel Islands) Limited, General banking charges (checked 16 Aug 2026)

3/3Offered · iOS, Android
i

Source: The Bank of N.T. Butterfield & Son Limited, Retail Banking — Schedule of Charges (checked 15 Aug 2026)

3/3Offered
i

Source: Standard Bank Isle of Man Limited, Optimum Account factsheet (checked 16 Aug 2026)

Criteria backed by data94 %87 %92 %78 %71 %84 %71 %71 %
Supervisor Shown for information, no points.AFAIOMFSAAFAJFSCJFSCJFSCBermuda Monetary Authority (BMA)IOMFSA
Last verified7 Sep 20266 Sep 20266 Sep 20266 Sep 202624 Sep 202621 Aug 202621 Aug 202616 Aug 2026
ProfileView bank profile →Bank website View bank profile →Bank website View bank profile →Bank website View bank profile →Bank website View bank profile →Bank website View bank profile →Bank website View bank profile →Bank website View bank profile →Bank website
  1. 1
    CreandAndorra
    Very good76.3 of 100Costs: not public
    • Security19/30
    • Access20/20
    • Costs-
    • Services15/20
    • Transparency and digital7/10
    View bank profile
  2. 2
    Nedbank Private WealthIsle of Man
    Satisfactory62.9 of 100Costs: partly not public
    • Security12/30
    • Access10/20
    • Costs16/17
    • Services15/20
    • Transparency and digital8/10
    View bank profile
  3. 3
    MoraBancAndorra
    Satisfactory60 of 100
    • Security19/30
    • Access6/20
    • Costs5/20
    • Services20/20
    • Transparency and digital10/10
    View bank profile
  4. 4
    Barclays International BankingJersey
    Satisfactory58.8 of 100Costs: not public
    • Security20/30
    • Access10/20
    • Costs-
    • Services10/20
    • Transparency and digital7/10
    View bank profile
  5. 5
    HSBC ExpatJersey
    Satisfactory52.5 of 100Costs: not public
    • Security20/30
    • Access10/20
    • Costs-
    • Services5/20
    • Transparency and digital7/10
    View bank profile
  6. 6
    RBC Bank (Channel Islands)Jersey
    Satisfactory50 of 100Costs: not public
    • Security12/30
    • Access6/20
    • Costs-
    • Services15/20
    • Transparency and digital7/10
    View bank profile
  7. 7
    Butterfield BankBermuda
    Adequate42.5 of 100Costs: not public
    • Security12/30
    • Access10/20
    • Costs-
    • Services5/20
    • Transparency and digital7/10
    View bank profile
  8. 8
    Standard Bank (Isle of Man)Isle of Man
    Adequate42.5 of 100Costs: not public
    • Security12/30
    • Access10/20
    • Costs-
    • Services5/20
    • Transparency and digital7/10
    View bank profile

Too little public data for a ranking

Fewer than 70 % of the applicable points are backed by data. The bank's profile shows what was found.